Debt free we

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Terri Savelle Foy Ministries, Plovdiv, Bulgaria, Western Carolina University
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<span class="emoji emoji1f4af"></span> Whatever your 1OO% looks like, give it! If you really trust God, then start PREPARING for everything ...
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Whatever your 1OO% looks like, give it! If you really trust God, then start PREPARING for everything you've asked Him for! That’s what this sweet girl @designedforvision did to turn her life around: 🏼🏼🏼 “When I first started listening to Terri’s teachings, we were struggling so ... 💯 Whatever your 1OO% looks like, give it! If you really trust God, then start PREPARING for everything you've asked Him for! That’s what this sweet girl @designedforvision did to turn her life around:
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📩 “When I first started listening to Terri’s teachings, we were struggling so much.
- our car had been stolen (and we still needed to make payments on it)
- we hadn’t realized that covering me on my husband’s insurance would cost close to $500 (there went all our money
- and it was Christmas time)
- I was feeling so hopeless
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🎥 Terri’s 8 minute podcasts were so addicting, I listened to all of them in a matter of months! •
📝 I’ve written my goals down, made vision boards, spoken life over them, and taken action!
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📆 2 years later:
- we are enjoying a debt-free life
- we have 2 new cars (still debt free)
- we had a baby - I’m at a better paying job & so is my husband
- I’m taking my 1st trip to Nashville (all paid)
- and I’ve launched my blog!
This is only the beginning! Thank you, Terri... “cheerleader of dreams” 📣 -
I’m cheering you on!!!




#dreambig #visionboard #goals #personalgrowth #liveyourdreams
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We are in the middle and let me tell you what...it’s not always my favorite part. Who doesn’t love ...
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We are in the middle and let me tell you what...it’s not always my favorite part. Who doesn’t love a good beginning where you have your eye on the prize as you begin to excitedly accelerate towards it? Endings usually symbolize mountain tops or finish lines or some voice saying “you have arrived ... We are in the middle and let me tell you what...it’s not always my favorite part. Who doesn’t love a good beginning where you have your eye on the prize as you begin to excitedly accelerate towards it? Endings usually symbolize mountain tops or finish lines or some voice saying “you have arrived at your destination” whether it’s a robot or the one in your heart. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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The middle though? This is the uncomfortable part but also, probably the most familiar for all of us. Maybe it’s because beginnings and endings are brief while the middles take up most of the chapters. And these chapters involve trials, waiting, fears, insecurities, falling, getting back up, struggling, wrestling & trying over and over again. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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You wanna know the best part of the middle that is absolutely vital for our souls? The middle is the only place one can train for resilient character...it doesn’t come in the beginning or end but in the messy middle where life is unfolding...where magic is happening. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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If we gave up when our marriage was at its lowest, we wouldn’t be experiencing the redemptive love story we are today. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀
If we gave up dreaming of being debt free when we moved to Uganda with $65,000 looming over our heads that we knew we wouldn’t be able to touch with a ten foot pole for years, we wouldn’t be dancing on the mountain top right now.
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And if we give up hope now as we wait for our adoption story to finish being written, we are robbing ourselves of experiencing the fullness of Gods promises for our family. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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You guys, the middle is messy but it’s true what Brené says (I mean everything she says is gold amiright?) THIS is where the magic happens. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Keep dreaming. Keep rising. Keeping holding onto hope. Keep believing it for yourself. Keep surrendering. Keep GOING! Please keep going. Please don’t give up on your ultimate joy and freedom, whatever that may be for your story. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#debtfreejourney #adoptionjourney #adoptionrocks #debtfreelife #marriageisbeautiful #risingstrong #daveramsey #vulnerabilityisstrength
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I honestly feel sympathy for all of the people who were taught that they had to work 12 hours per day, ...
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I honestly feel sympathy for all of the people who were taught that they had to work 12 hours per day, 7 days a week just to make a good living and have money in the bank. Lately, I have had multiple conversations with friends and family members who have assured me that my family should be working ... I honestly feel sympathy for all of the people who were taught that they had to work 12 hours per day, 7 days a week just to make a good living and have money in the bank. 😭 Lately, I have had multiple conversations with friends and family members who have assured me that my family should be working harder. 🙈
Let me tell you what hard work looks like. Hard work looks like my husband waking up at 5:30 in the morning and sweating his butt off in an attic all day, on the verge of a heat stroke, coming home covered in dust and drywall mud. Hard work is walking on stilts while pushing a scaffold with heavy buckets and pans of drywall mud and wearing out his shoulder pushing tools across the ceiling. Work ethic is NOT 🙅  something that my husband lacks. Because when he's not working hard on drywall to make money, he's helping out around the farm or improving our home. It's not that I don't want him to work hard. Men were made to work! 💯

But we choose to work smarter now that we KNOW it's an option. Because 7 years ago, we didn't! 😳 💁 We value our time together as a family. We value becoming debt-free, and making a great living all while actually enjoying our life. And that's up for grabs for you too. You just have to have an open mind. You have to get rid of the idea that you have to slave your life away for 40 years for 40 hours per week to barely get by. Because that's the hard work that my husband used to do before I found this business. So if I can take off some of the stress and help him be home with us more, all from my 📱 phone... I'll take that ANY day. You can always get more money. It's floating around EVERYWHERE! But you'll never get your TIME back. That's the real gift! 🎁

So if you don't like my thought process, we can agree to disagree. But in the end, I win because my way is better. 👍
I'm looking for open-minded people that are coachable and ready to live life the way God intended. It might take a sec to change your outlook, but you can thank me later.
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This year's vision board! You can see how I make vision boards in my blog archives. And an update to ...
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This year's vision board! You can see how I make vision boards in my blog archives. And an update to this years goals- 1) The only debt I have left is 10 car payments and my student loans! I've made so much progress the last year and a half on my goal to be debt free, yay. 2) I have been showing up consistently ... This year's vision board! You can see how I make vision boards in my blog archives. And an update to this years goals- 1) The only debt I have left is 10 car payments and my student loans! I've made so much progress the last year and a half on my goal to be debt free, yay. 🎉🙌 2) I have been showing up consistently on YouTube, putting out awesome content for you guys + blogging a little more regularly. Awesome. 3) I'm planning on getting my passport next month! 4) My family and friends life has grown as two new babies were added in my circle, and I've been spending lots of time with my loved ones when I can. 4) My faith has grown so much this year! So much bible journaling, devotional reading, and more. 5) Sadly, no trip to Disneyland/Cali this year I think. Instead I'm opting for 2 trips to Florida to see my niece and sissy, maybe one to Charleston or the mountains, and the reason I'm getting my passport next month is because we are going to the Philippines in January! If that doesn't convince you to make a vision board, maybe how pretty they are will haha. 🎉❤😂😁
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$50,000 in debt. She made a vow that you wouldn’t stay there for long! 21 months have passed and she’s ...
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$50,000 in debt. She made a vow that you wouldn’t stay there for long! 21 months have passed and she’s completely DEBT FREE at 23!!!! Shoutout to you for being a boss! You set a goal and you crushed it! You stayed focused on the plan, keeping the end in mind and you executed it. Super excited for ... $50,000 in debt. She made a vow that you wouldn’t stay there for long! 21 months have passed and she’s completely DEBT FREE at 23!!!! Shoutout to you for being a boss! You set a goal and you crushed it! You stayed focused on the plan, keeping the end in mind and you executed it. Super excited for not only where the team is headed, but the lives we’ll be able to impact along the way! This is only the beginning. Very proud of you, my sister! Welcome to the other side. 💛🔥🎉🗣 #IssaCelebration #DebtFreeAt23 #Freedom #DebtFree #DebtFreeJourney #AnotherOne #PaidThePrice #RaceToZero #WealthBuilders #PowerTeam #MoneyMoves #Limitless
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men prefer debt-free virgins... This is the title of a blog post striking a significant amount of ...
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men prefer debt-free virgins... This is the title of a blog post striking a significant amount of controversy and i simply couldn’t keep quiet. the latest episode of my podcast WAIT IT OUT is available via Spotify, iTunes Podcasts or whatever app you listen to podcasts (link in bio and story). ... men prefer debt-free virgins... This is the title of a blog post striking a significant amount of controversy and i simply couldn’t keep quiet. the latest episode of my podcast WAIT IT OUT is available via Spotify, iTunes Podcasts or whatever app you listen to podcasts (link in bio and story).
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Spoiler alert on my thoughts: I am incredibly proud of my choice to save sex for marriage. Yet i will NEVER preach or live as though i am more valuable to my husband, or to God, than any other woman is to her husband or to God because her story is different from mine. I do not deserve any more OR less grace or mercy or love than anyone - including the author of this article.
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✝️ We are ALLLLL debt-free. There ain’t a GLIMPSE of our past keeping us from the future that is ahead of us. Not even a GLIMPSE!! Free. We are free. Whether you know this from Sunday school, reading the Word or a @prattprattpratt speech - Our debt has been paid and our freedom is here. That’s the point of the cross. The end. Er- beginning. 💜🙏🏽
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. Also forgive the irrelevant photo. Just got my braids done and I’m a lil pumped about it 💁🏽‍♀️
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Those kids will never have to know a life with debt! SO powerful. Amazing job!! #Repost @fourdebtfreedom ...
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Those kids will never have to know a life with debt! SO powerful. Amazing job!! #Repost @fourdebtfreedom ・・・ 10 months ago our family embarked on the craziest journey of all, our debt free journey. . After a bet between me & my husband once we realized the amount of debt we were in, we set a ... Those kids will never have to know a life with debt! SO powerful. Amazing job!! #Repost @fourdebtfreedom ・・・
10 months ago our family embarked on the craziest journey of all, our debt free journey.
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After a bet between me & my husband once we realized the amount of debt we were in, we set a goal. We began listening to the famous cash guru @daveramsey & decide we were sick & tired of being sick & tired. Then it all began...
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We began living off one income & putting the other income straight to the 14K we were in debt. We sold tons of things, worked as much as we could & said “no” to a lot of things & I mean ALOT. It was not easy at all but, this Thursday we did it. It took us ten months to pay off 14K & we now owe nothing but our mortgage! 🎉
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Why did we join the crazy train you may ask?! Well you see those two tiny humans standing in the picture with us? They mean the WORLD to us & we want to provide them with the best life possible. That meant sacrificing now so we can do that for them later.
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Now we are 26 & 30 ready to tackle what’s next. Lots of love & support from our immediate family who knew we were on this journey & supported us. Along with #thedebtfreecommunity which is truly a special place in the social media world! If you are thinking about joining the crazy people, DO IT! It is a liberating feeling to be truly in charge of your finances!
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#weredebtfree #wedidit #debtisdumb #nomoredebt #cashisking #debtfree #debtfreescream #debtsnowball #debtfreejourney #changingourfamilytree
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The first step to getting what we want (and deserve) in our lives is to get CLEAR on what “blanket statements” ...
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The first step to getting what we want (and deserve) in our lives is to get CLEAR on what “blanket statements” mean to us. Without this clarity, our chance of success gets drowned out in the murky muddy pool of confusion and overwhelm… For example: FINANCIAL FREEDOM What does that ... The first step to getting what we want (and deserve) in our lives is to get CLEAR on what “blanket statements” mean to us.

Without this clarity, our chance of success gets drowned out in the murky muddy pool of confusion and overwhelm…

For example:

FINANCIAL FREEDOM

What does that mean, FOR YOU?

Millions in the bank? A worry free life, with zero debt?

Maintaining a certain standard of living? Getting rich and staying rich?

Again, if we’re not clear about what we personally want, we won’t be able to put together a clear plan to make it happen.

Owning a Lambo may not light us up, but being debt free and having $300K sitting in the bank, free-and-clear MAY?? I don’t know what it is for you?

Yet, here’s what I DO know…

In nearly every plan, nearly no one will want to be working more and more!

We don’t want to have to work 40, 50, 60, 70+ hour weeks, just to get by.

Because TIME is our most valuable asset!

Income we can get back. Not lost time with family and friends.

We can’t get back years lost on things that weren’t truly important to us.

This is coming from my heart here.

That’s why I focus on my own business, and, helping others to earn a great income, that still gives them plenty of TIME to do the things most important to them.

I’ve got a great plan that may help.

Check Out This Free Case Study>>> (Link In My Bio) On “How I Made $6500 My 1st Month Running Facebook Ads For Clients & How You Can Too With Little To Any Experience”

You will Discover:
How to land clients within hours.
How to get easy results for them with no risk to them even if you have never run ads for them before.
How most digital ad agencies scale to 6 figures quickly!

You’ll discover a step by step plan to get to $10k/mo In 60 Days Or Less
Check it out>>> (Link In My Bio)

Feel Free to share around.
Talk Soon. -Gerald
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When we were in Hawaii several years ago, we took the road to Hana. It was terrifying for me ... I'm ...
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When we were in Hawaii several years ago, we took the road to Hana. It was terrifying for me ... I'm not exactly a fan of one-lane-bridges over 5,639 foot drop offs! But I knew that thousands and thousands of people had gone before us and survived this thrilling trip and had seen parts of Hawaii ... When we were in Hawaii several years ago, we took the road to Hana. It was terrifying for me ... I'm not exactly a fan of one-lane-bridges over 5,639 foot drop offs! But I knew that thousands and thousands of people had gone before us and survived this thrilling trip and had seen parts of Hawaii that would be otherwise secret forever. That is exactly how I thought about our debt free journey! .
When we first got started, it was a little scary, but mostly hard and, well, NEW. We had never lived on a budget before or been accountable to each other for every dime that was spent. There were a few rickety bridges in our financial relationship but we both knew that hundreds of thousands had already completed the journey and had come out on the other side in a beautiful place and with a healthier, happier marriage. Thinking about the road to Hana kept me going when things felt too hard or like we had taken a step in the wrong direction! It was really helpful that we listened to the @daveramsey podcast religiously and heard other people tell their stories. People just like us, with the same circumstances, income, and debt as us. Who did it and survived, and showed the rest of us that we could do it too! .
That is why I'm so excited to be going on the show and doing our debt free scream! Every single time I heard those words being bellowed over the airwaves, I teared up, geared up, and kept moving forward. Our story matters too, and getting to share it is SO important to me. And that is why I screamed like a little girl when I spoke with Kelly Daniel. And now you know the rest of the story.
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#debtsnowball #cashisking #zerobasedbudget #fpu #debtisdumb #youneedabudget #ynab #financialfreedom #liveonlessthanyoumake #givesavespend #totalmoneymakeover #financiallyfit #debtfreecommunity #debtfreescream #weredebtfree #daveramsey #nashville #ramseysolutions
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Way to go! GREAT JOB! #Repost @debtfreeinillinois2018 ・・・ Today is the day! We’re Debt Free!!! ...
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Way to go! GREAT JOB! #Repost @debtfreeinillinois2018 ・・・ Today is the day! We’re Debt Free!!! After 17 years of marriage we finally have NO more payments! We struggled with budgeting & talking about money for way too long. Twenty months ago we had our “We’ve had it moment!” We make too much ... Way to go! GREAT JOB!
#Repost @debtfreeinillinois2018 ・・・
Today is the day! We’re Debt Free!!! After 17 years of marriage we finally have NO more payments! We struggled with budgeting & talking about money for way too long. Twenty months ago we had our “We’ve had it moment!” We make too much to always be broke, living paycheck to paycheck. Once we got intentional & started really communicating about our finances there was no stopping us! Never again will medical bills, kid’s braces, credit cards, and car loans control our lives. We’re changing our family tree!! Thank you @daveramsey for your guidance; your books and podcasts are what kept us on track & motivated. We can’t wait to save, invest, and be outrageously generous!
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Hi instafam, have you signed up for this? Do you know anyone who is in debt. I’m talking any kind of ...
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Hi instafam, have you signed up for this? Do you know anyone who is in debt. I’m talking any kind of debt whether it’s debt for school fees, rent, hospital bills, car loan, business loan or even debt to pay off fashion items, vacations, credit card debt etc. we would be looking at “10 steps to being ... Hi instafam, have you signed up for this? Do you know anyone who is in debt. I’m talking any kind of debt whether it’s debt for school fees, rent, hospital bills, car loan, business loan or even debt to pay off fashion items, vacations, credit card debt etc. we would be looking at “10 steps to being debt free in 2018”. I’ve got so much planned for these sessions. I will be sharing stories of people who were in debt both locally and internationally. I would also be sharing my own story. We would also have live sessions with industry experts. So many people have signed up already. All you need to do to join is sign up on the “World of Finance” platform. Link in bio. Don’t forget to follow @wofin_org for more details . #Repost @wofin_org with @get_repost
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Have you signed up for the #debtfreechallenge we have people that have signed up from countries such as Germany, Australia, Canada, United States Of America, United Kingdom and Nigeria. Please sign up . Link in bio. Let’s kick start your journey to wealth and financial freedom . Please share.
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🤚🏻Take 2 min of your day and read about why I posted this pic! * * * * * * * * #1 thing I hear from ...
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🤚🏻Take 2 min of your day and read about why I posted this pic! * * * * * * * * #1 thing I hear from people who don’t want to get started in netwo marketing..... “I have little kids and don’t have time” Or “I work full time and want my free time to be for my family, not another business”............ ... 🤚🏻Take 2 min of your day and read about why I posted this pic! *
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#1 thing I hear from people who don’t want to get started in netwo marketing.....
“I have little kids and don’t have time”
Or “I work full time and want my free time to be for my family, not another business”............ Well you said that to the wrong girl 😜 when I started doing network marketing between my husband and I we owned 4 businesses🤪😴 and had a newborn and a 3 year old! Now we have 3 kids under the age of 7 (7 👦🏼4👧🏻, and 1👶🏻)and 4 businesses 🏃🏼‍♀️! I do this NOW because i can work from anywhere (including my bed 😉) and include my children in every aspect of my life. We pay ALL our bills 🏡🚗🚙📱📺🚰📚 now from the income I make on THIS computer sharing Products I ❤️ and use even if I didn’t get paid for them.
When my kids get asked what I do for a living, they always say she cleans the house and plays with us” 😂😂😂
I DONT cold message people, I don’t post constantly, I don’t harass friends, I have ZERO overhead for this business, and I am surrounded by world changers who are debt free and full time families!
Now, if you have an excuse that I didn’t address send that over, or just jump in and give it a try 😘
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WISHING I was back here <span class="emoji emoji1f60d"></span><span class="emoji emoji1f334"></span><span class="emoji emoji1f453"></span> but today has been JUST as exciting. This is HUGE you guys. AHHHHHH!!! - - If ...
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WISHING I was back here but today has been JUST as exciting. This is HUGE you guys. AHHHHHH!!! - - If you remember me saying at the beginning of the year, our goal for this year was to be DEBT FREE. - - Well, todays payday in the coaching world and i just paid off my LAST credit card. - - WOOT ... WISHING I was back here 😍🌴👓 but today has been JUST as exciting. This is HUGE you guys. AHHHHHH!!!
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If you remember me saying at the beginning of the year, our goal for this year was to be DEBT FREE. -
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Well, todays payday in the coaching world🙌🙌 and i just paid off my LAST credit card.
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WOOT WOOT!!!! 😭😭😭😭 My hubby paid the last of his off a few months ago so that means our credit cards are CUT UP, in the trash, and we OFFICALLY owe $0. We have NO credit card debt of ANY kind or ANY debt for that matter besides our mortgage and a small loan. Zero. Zilch. Nada.
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Am i allowed to be proud of how far we've come?!?!🤷‍♀️ Just a few years ago we were on food stamps, rent assistance, and slowly trying to build a life together. Now here we are paying off debt like a BOSS and surviving on our own like big kids. Lol!!!😜😜 Its been HARD work, and we still have ways to go, but it feels sooooo good!!!! I thank God EVERYDAY for putting coaching into my heart 4 years ago.🙏🙏🙏🙏 -
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Theres been days i didnt think i was good enough to do this, ive wanted to quit, felt completely discouraged and incapable, but i reminded myself that the person on top of the mountain didnt fall there and i needed to WORK for what i want. 👌💪💪 Im So glad i pushed through the hard times (because with ANYTHING there WILL be hard times) because my life would be so different if i just quit like i did with everything in life. I could go on and on because clearly im EXCITED😂😂 but yessssss, today has been good. Thank you God!
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So...We did a thing<span class="emoji emoji1f603"></span><span class="emoji emoji1f601"></span><span class="emoji emoji1f633"></span><span class="emoji emoji1f631"></span> (SWIPE RIGHT TO SEE the newest addition to our family) ⁣⁣ .⁣⁣ .⁣⁣ .⁣⁣ ⁣⁣ We ...
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So...We did a thing (SWIPE RIGHT TO SEE the newest addition to our family) ⁣⁣ .⁣⁣ .⁣⁣ .⁣⁣ ⁣⁣ We bought a NEW (to us ) Car! YEAY!!⁣⁣ Happy Freedom Day Indeed! ⁣⁣ We are SO excited, happy, & GRATEFUL because THIS car represents so much more than just “a car”. ⁣⁣ ⁣⁣ See, when we got married ... So...We did a thing😃😁😳😱 (SWIPE RIGHT TO SEE the newest addition to our family) ⁣⁣
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We bought a NEW (to us 😘) Car! YEAY!!⁣⁣ Happy Freedom Day Indeed! ⁣⁣
We are SO excited, happy, & GRATEFUL because THIS car represents so much more than just “a car”. ⁣⁣
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See, when we got married 7+ years ago we got rid of our 2nd car. We had a goal to LIVE debt free, & this girl 🙋🏻‍♀️ had DEBT. A LOT of it. 😫😳⁣⁣
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So we decided to make being a single car family work, & negotiated car usage with schedules, activities, & kid life for 3 years = Hello crazy town🤪🤣⁣⁣
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When we moved to Hawaii I had just started this “coaching gig”, & while I wasn’t making “LOTS” of money, I had made enough that we got an “island beater” for Mike to get to & from work, but “the beater” ended up being more of a hassle than a help. So we got rid of it when Mike deployed & have been without since ⁣⁣
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FF ⏩to NOW⁣⁣
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We are COMPLETELY debt free, have EXCELLENT credit, & without a 2nd thought we were able to walk in & BUY a “2017 nearly new” car that meets ALL of our families needs. Considering where we were a few years back that’s Bananas! ⁣⁣
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We financed only a small portion, & will have it paid off in less than 6 months! 🙌🏼 ⁣⁣
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So to us this car represents the work I put into a “side biz” that I stumbled into on social media 4.5 years ago that “others said wouldn’t work”⁣⁣
* It represents me pushing past my fears & daring to dream big & having a vision that was “outside the norm” & is starting to be realized⁣⁣
* It represents belief in myself⁣⁣
* It represents my families belief in me⁣⁣
* It represents the success of a business built from pursuing my passion & helping others⁣⁣
* It represents getting over caring about what “others” think ⁣⁣
* It represents an important achievement in my journey as an entrepreneur, as I’m just getting warmed up⁣⁣
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And my hope is that it represents an opportunity for others to see a possibility that they may not know exists for themselves to JOIN ME!! ⁣⁣
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My coaching 411 workshop is going on NOW & I’m looking for 10 women who are ready to seize this opportunity too. Is that you? If so comment below or shoot me a DM & let’s chat
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Wow! Way to go and thanks for coordinating an FPU class! <span class="emoji emoji1f44f"></span> #Repost @hansondesignco ・・・ WE'RE ...
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Wow! Way to go and thanks for coordinating an FPU class! #Repost @hansondesignco ・・・ WE'RE DEBT FREE! $40,399 paid off in 21 months! My wife @danielle_hanson_2017 and I decided before we were married, being debt free was important to us. (I took her to a smart money event before we got ... Wow! Way to go and thanks for coordinating an FPU class! 👏

#Repost @hansondesignco ・・・
WE'RE DEBT FREE! $40,399 paid off in 21 months! My wife @danielle_hanson_2017 and I decided before we were married, being debt free was important to us. (I took her to a smart money event before we got engaged, where she was lucky enough to meet @rachelcruze)We are currently leading our second FPU class @eastpointchurch. Our debt included student loans, car loan, medical debt and cash flowing our wedding. Thanks for the tools to help us start our marriage off right and change the lives of our boys! @everydollar budget was the KEY. Now onto baby step 3 &3B, time to save for a house. Thank you @daveramsey
#daveramsey #rachelcruze #everydollar #debtfreejourney #debtfreecommunity #debtfree #debtsnowball #debtfreeliving #stewardship #financialfreedom #financialpeaceuniversity #totalmoneymakeover #newleyweds #leadbyexample
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FREEDOM! Great job, you guys! #Repost @ellbene22 ・・・ Today is very special day. After we were ...
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FREEDOM! Great job, you guys! #Repost @ellbene22 ・・・ Today is very special day. After we were handed a copy of The Total Money Makeover from @wildly_elegant_by_nicole we were on the fast track to become debt-free. In Spring of 2016, we read the book, embraced gazelle intensity, and tackled ... FREEDOM! Great job, you guys!
#Repost @ellbene22 ・・・
Today is very special day. After we were handed a copy of The Total Money Makeover from @wildly_elegant_by_nicole we were on the fast track to become debt-free. In Spring of 2016, we read the book, embraced gazelle intensity, and tackled $98,325 in student loans and car loans. Meanwhile, paying for @michelleb223 Masters degree out of pocket at the same time.

We hope this post will inspire those that don’t believe they can do it. You can! We thought making minimum payments until the age of 41 would be our journey but it’s far from reality at this point.

WE’RE DEBT-FREE!!! Time stamped on 7/17/18.

Let us join you in Nashville @daveramsey to do our real debt-free scream since we didn’t want to wake the baby or cause a scene at the restaurant.



#debtfreecommunity #debtfreescream #longestpostever #daveramsey #2weeksold #2yearsold #celebratorydinner #mywifeishot #whyisofi
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To you all my dear instagram friends wahenga wanasema rafiki mzuri ni yule anayekuinua ili wote ...
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To you all my dear instagram friends wahenga wanasema rafiki mzuri ni yule anayekuinua ili wote muinuke pamoja..either kimawazo,katika kipato etc.. and am here to show you how... i would like to introduce u FINTEGRI >Fintegri its a business with visibility owners >its righful registered ... To you all my dear instagram friends
wahenga wanasema rafiki mzuri ni yule anayekuinua ili wote muinuke pamoja..either kimawazo,katika kipato etc..
and am here to show you how... i would like to introduce u FINTEGRI
>Fintegri its a business with visibility owners
>its righful registered here i Tanzania with all the documentation
>It helps you make money with ur investment
>Fintegri helps you to be DEBT FREE
>Its global and it compliance with every rule&regulation..
>The future is TECHNOLOGY

slide to see more

if yoy want to join come lets work together
DM /TEXT/WATSUP ME THROUGH
0717483083...Me and my team we will show you how

FINTEGRI TOGETHER WE RISE
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Congratulations!! <span class="emoji emoji1f389"></span> #Repost @kesmith701 ・・・ We are debt free!!! @daveramsey It’s been a long ...
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Congratulations!! #Repost @kesmith701 ・・・ We are debt free!!! @daveramsey It’s been a long time coming but it is such a blessing to know that we don’t owe anyone anything. No student loans, no credit card debt, no car payments. $35,000 is paid off completely within 14 months. We had our ... Congratulations!! 🎉

#Repost @kesmith701 ・・・
We are debt free!!! @daveramsey It’s been a long time coming but it is such a blessing to know that we don’t owe anyone anything. No student loans, no credit card debt, no car payments. $35,000 is paid off completely within 14 months. We had our hiccups getting there but we kept on trucking. Even through 2 new jobs and a brand new city, we made it. We are so thankful to our families for the constant encouragement along the way. And to all the critics that have tried to convince me debt is the best way of life... I’m sorry to let you down, but nothing feels much better than knowing nobody owns us anymore. We are looking forward to living life debt free! #DebtFree #FinancialPeace #ThanksDaveRamsey .
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#debtfreecommunity #daveramsey #debtfreejourney #debtsnowball #debtfreescream #debtfreeliving #debtfree
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If you’re needing financial breakthrough, check out this amazing testimony from Katheryn! "Two ...
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If you’re needing financial breakthrough, check out this amazing testimony from Katheryn! "Two and a half years ago, my husband and I and our four children were living in a 900-square-foot house. My daughter was sleeping in the laundry room; there was just enough space for her bed, two machines, ... If you’re needing financial breakthrough, check out this amazing testimony from Katheryn! "Two and a half years ago, my husband and I and our four children were living in a 900-square-foot house. My daughter was sleeping in the laundry room; there was just enough space for her bed, two machines, and a small walkway. We were desperately trying to get out of debt with no end in sight. It just kept piling on. Medical bills and taxes were destroying us.

At the beginning of the year, Bill Johnson shared a message about this being a year of jubilee. My husband, Ryan, came home saying, “I think our tax debt is going to be taken care of.” I laughed at him. The IRS does NOT forgive tax debt. It was impossible.

Kris Vallotton also shared a prophetic word soon after in which he listed out three things to be expectant of. I was so impacted from that word that I put the three things on my phone screen so that I would have it before me as a daily reminder:

1. Unusual occurrences
2. Acceleration
3. Supernatural intervention.

At one point this year, we were 60k in debt with no hope in sight. We weren’t just sitting around willing it to go away. We were working long, hard hours to do all we could to get out of debt, but it just kept piling on. However, we are now debt free!
Our CPA found an error in our favor, and we not only didn’t owe any taxes—they now owed us!
We had 26k in medical bills completely forgiven.
I was given a prophetic word at the beginning of the year that I was Dorothy clicking my heels saying “There’s no place like home.” It has been a dream of my heart to buy a house for 12 years. Not only that, but we are now moving to Texas, the state I have grown up in. Our offer was just accepted on a house that is bigger than I could ever hope to dream of! I’m pinching myself. It wasn’t possible, but it is now.
God is incredibly good to us. I hope this gives you hope! It’s been 12 years of struggle financially, but no more!" #testimonysunday
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Scrolling through my newsfeed and I see.... A SINGLE MOM. She works 3 jobs just to make ends meet and ...
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Scrolling through my newsfeed and I see.... A SINGLE MOM. She works 3 jobs just to make ends meet and her children are being raised by everyone except her. She lives her life alone because all she does is work to provide for her family. She cries herself to sleep every night, begging to God for ... Scrolling through my newsfeed and I see.... A SINGLE MOM. She works 3 jobs just to make ends meet and her children are being raised by everyone except her. She lives her life alone because all she does is work to provide for her family. She cries herself to sleep every night, begging to God for a better life.
A COLLEGE STUDENT. Working to pay off student loan debt at a job they hate because besides student loans, they have rent, a car payment, food and utilities. They will be paying off those loans until they are 65 years old.
TWO PARENTS IN THEIR 50's. Retiring isn't an option because the man lost his job. The mother didn't work because she spent 25 years of her life being a SAHM to 8 children. With kids in college, mortgage, debt of every kind, the unexpected happened and their lives are being rocked by this defeat.
I SEE LIVES I CAN CHANGE.
I SEE THE LIGHT FOR THESE PEOPLE.

I see moms and dads who are full time families now and no longer have to worry about struggling to provide. I see couples who are living out the dream together without drowning in debt anymore. I see college students who are able to pay off student loans and live in complete financial freedom by the time they graduate. I see healthy, debt free, worry free, happy people.

People will spend their lives on this hamster wheel, because it's "what is normal". That's the society we live in, that's until IT WORKS GLOBAL comes into the picture. Dreams aren't just dreams anymore, they are realities. Debt isn't a burden. CELEBRATION is a word they use often, along with HAPPINESS, HOPE and FREEDOM. This business is for people of all ages, both men and women. Our products are ONE OF A KIND and can make anyone a millionaire with hard work. We are the future. Network Marking is the NEW NORM. We are one step ahead of society. The world we live in isn't so dark anymore, because of It Works Global.

I see lives that need to see a light at the end of the tunnel and it's my job to share this CRAZY WRAP THING with the world!🌎✨ 📲267-295-5839
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Time for celebratory scones: We're making more episodes of #PaidOff with @TorpeyMichael! Do you have student loan debt? Do we live in a world where a game show is your best shot to be debt free? Visit paidoffcasting.com to apply. Time for celebratory scones: We're making more episodes of #PaidOff with @TorpeyMichael! Do you have student loan debt? Do we live in a world where a game show is your best shot to be debt free? Visit paidoffcasting.com to apply.
GOOD MORNING, ARE YOU UP IN THE WORD?I AM SURELY IN MATTHEW 19. BECAUSE IN THIS COLD CRUEL WORLD,LORD ...
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GOOD MORNING, ARE YOU UP IN THE WORD?I AM SURELY IN MATTHEW 19. BECAUSE IN THIS COLD CRUEL WORLD,LORD KNOWS WE ALL NEED IT..MY FRIENDS I KNOW When you seek God's presence and request Him to intervene in your situation, we can see miracles happen! God has power over all creation and has the ability ... GOOD MORNING, ARE YOU UP IN THE WORD?I AM SURELY IN MATTHEW 19. BECAUSE IN THIS COLD CRUEL WORLD,LORD KNOWS WE ALL NEED IT..MY FRIENDS I KNOW When you seek God's presence and request Him to intervene in your situation, we can see miracles happen! God has power over all creation and has the ability to work a miracle for all of us..I will not sit and accept lack much Longer when I have the authority to claim my prosperity. As your personal prayer warrior , I need you to start proclaiming that wealth is your birthright. When you open your mouth and speak the truth, heaven will respond with showers of blessing over your household! Declare with me, "WEALTH IS MY BIRTHRIGHT!" you are too blessed to be stressed ,SEE the Holy Spirit revealed to me that you are dealing with too much stress in your life. There are many days you feel trapped with no way out.my friends,make no mistake about it, the enemy is frustrated that you are reading this post right now the Devil wants to keep you in anxiety,stress and worry . His assignment is to cancel every word that has come out of the mouth of me praying for you right now concerning your prosperity, your peace, your happiness and your destiny. He does not want you free! He does not want you happy! He does not want you excited about life! your playing right in his hands by crying.. GET UP NOW and pray and praise..I want you to know that life is waiting for you to step up to the plate and take action. Be very sure of this one thing, GOD CAN DO ANYTHING! my friends clear your mind and think about peace and prosperity this is SUPERNATURAL MANIFESTATION SATURDAY, and I do not want you to allow fear to stop you from believing "GOD CAN DO ANYTHING"I hope you have not been ignoring my posts and live videos over the last 3 weeks. God promised to grant us our wildest dreams and beyond, if you believe the LORD just type GOD PLEASE DELIVER..MY FRIENDS,I decree and declare we are debt-free, and the heavens are backing up my word. It is God’s desire that we live a fruitful and prosperous life. our past and present situation to the naked eye will say it cannot be done. BUT WE KNOW THAT GOD CAN DO ANYTHING. now recognize your throwing yourself
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P R O G R E S S ! <span class="emoji emoji1f389"></span> #Repost @karliewalls ・・・ Proverbs 22:7 "The rich rule over the poor, and the borrower ...
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P R O G R E S S ! #Repost @karliewalls ・・・ Proverbs 22:7 "The rich rule over the poor, and the borrower is slave to the lender." I am so so proud of us!! We never thought that we would be free of credit cards but here we are. Zero credit cards and zero car payments!! 2.5 years ago I discovered a magical ... P R O G R E S S ! 🎉

#Repost @karliewalls ・・・
Proverbs 22:7 "The rich rule over the poor, and the borrower is slave to the lender." I am so so proud of us!! We never thought that we would be free of credit cards but here we are. Zero credit cards and zero car payments!! 2.5 years ago I discovered a magical book called The Total Money Makeover and fell in love. I was ready to work for financial freedom. Unfortunately at the time, Alex and I were living off student loans and a serving income. We were barely getting by and had lots of debt to pay. We were definitely broke college graduates. We couldn't even save enough for baby step 1, and we had a wedding to pay for. The situation almost felt hopeless. We went through a cycle of paying off a credit card, only to max it out again. When we moved to Florida a year later, Alex listened to the audio book, and we were remotivated to get it together financially. Thankfully we were blessed with jobs and found an amazing church. But we still failed over and over again trying to create a budget, stick to it, and pay for our wedding with cash. We didn't fully commit to a budget until after we got married. We finally were in a place financially where we could save for baby step 1 and make all our credit card payments. We worked hard and it's been paying off (literally!). Our journey has been crazy, but we're finally seeing the light at the end of the tunnel.

I wish I could say that number was the only credit card debt we had, but in reality it was so much more than that. Thousands of dollars went on credit cards to pay for our wedding, a wisdom teeth surgery, vet bills, and we had a car payment, but it wasn't until this year I got serious about tracking our debt payments.
We are saying NO to instant gratification and yes to financial freedom! So here's our baby debt-free scream 🎉🎉we are proud of the progress we have made and are ready to attack our student loans next!
#Godisgood #blessed #debtisdumb #debtfree #daveramsey #debtfreescream #progress #debtfreecommunity #debtfreeliving #financialpeace
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Financial freedom is achievable, but it doesn’t just happen. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ This is Nathan & Morgan ...
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Financial freedom is achievable, but it doesn’t just happen. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ This is Nathan & Morgan Miller who found themselves newly married and over $97,000 in debt. Though as of June 7, 2018 they are now debt-free after just 30 months! We're SO proud of the effort they have put in to make this ... Financial freedom is achievable, but it doesn’t just happen.
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This is Nathan & Morgan Miller who found themselves newly married and over $97,000 in debt. Though as of June 7, 2018 they are now debt-free after just 30 months! We're SO proud of the effort they have put in to make this dream a reality! 👏👏👏
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They chose to make a change in their financial circumstances, and what a change it has made in their lives.
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The same can be true for you too!
Register for a MoneyWise group by 9/7 to save $25!
(🔗 Link in bio)
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Hey we bought. Debt free for nearly 2hrs
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Hey we bought. Debt free for nearly 2hrs Hey we bought. Debt free for nearly 2hrs
Cheers to finally taking advantage of the Black Friday/Cyber Monday sales this morning, getting ...
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Cheers to finally taking advantage of the Black Friday/Cyber Monday sales this morning, getting our new appliances for the house, our son’s 8th birthday present , and paying for it all in CASH! Eek! Here’s a #transformationtuesday... Two years ago, we lived paycheck to paycheck and would ... Cheers to finally taking advantage of the Black Friday/Cyber Monday sales this morning, getting our new appliances for the house, our son’s 8th birthday present 🚲, and paying for it all in CASH! Eek! 😆 Here’s a #transformationtuesday... Two years ago, we lived paycheck to paycheck and would whip out the credit cards whenever this #princess “needed” something. Then we’d live everyday with the stress of debt hanging over our heads, never knowing when we would pay it all off. No fun. But one day in 2015, when the debt was too much to bear and we weren’t living the high life anyway, we thought what was the point of all this overspending? I started listening to podcasts about being smart with your money and we started to aim for a debt-free life.
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But, it was hard to stay on track on our own with all of the shiny things this life offers. It wasn’t until I started coaching that I started listening to 20 minutes personal development everyday...often times I’d play those financial #podcasts again. (Did you know as of 2016, the average American household with credit card debt has balances totaling $16,883? 😳) Anyway, quickly we got back on track and are stronger than ever with our (or my) discipline in NOT spending mindlessly just for instant gratification. That weekly coaching side income helps too! Anyway, feeling thankful for the biz opportunity I have been introduced to, finding tools that have taught us how to save, for having a husband who is open to making changes in how we live on the daily, and for holiday sales! 😜
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Here’s hoping you find good deals this season and the courage to go for a debt free life too...because life has become a hell of a lot more fun 🙌🏼 and less stress with zero credit card debt! #livelikenooneelse #debtfree #morefun #lessstress
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<span class="emoji emoji1f60d"></span> Mondays are for sleeping in, spending time with my family, going to lunch with all of them. Mondays ...
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Mondays are for sleeping in, spending time with my family, going to lunch with all of them. Mondays are for playing UNO with my birthday boy. 7 years ago, life did not look like this. We were stressed out and BROKE. Jake was working overtime hours just to play catch-up. We had thousands ... 😍 Mondays are for sleeping in, spending time with my family, going to lunch with all of them. Mondays are for playing UNO with my birthday boy. 💜
7 years ago, life did 🙅 not look like this. We were stressed out and BROKE. Jake was working overtime hours just to play catch-up. 😳 We had thousands in 💳 credit card debt, and I was applying for extra seasonal jobs. 🎄

That's when I found this home based business. Thinking it would never work for me, I was hesitant to jump in. But I finally said screw it❗❗❗ What I'm doing isn't working! We are SO freaking broke, we are putting groceries on credit cards. 😭
So it's not like $99 could really hurt me THAT bad.
I took a chance and jumped in and here we are... 💯% credit card debt free, 100% 🏡 mortgage free, playing UNO on a Monday with Jake on my computer trying to figure out YouTube. 👌

This business is for anyone that really wants a change in their life. But you really have to want it! If that's you, it never hurts to chat. Let's see if this might be a fit for you. If it is, I will run with you to hit every goal you have for your life and I'll help you smash it! 🔥🔥🔥 If it's not for you, no big deal.
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We have had SO many new team members join us these past few days, and I’m so excited to see their lives ...
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We have had SO many new team members join us these past few days, and I’m so excited to see their lives change forever. Truth is~ I joined a few years ago, and paid $100 (which we really didn’t have that much extra at the time) I had no idea what I was doing, but I was so excited about these products ... We have had SO many new team members join us these past few days, and I’m so excited to see their lives change forever.💕✨ Truth is~ I joined a few years ago, and paid $100 (which we really didn’t have that much extra at the time) I had no idea what I was doing, but I was so excited about these products and thought “what if?!” I was exhausted of being broke, we were never getting ahead and I thought WHAT DID I HAVE TO LOSE?! We were already struggling as new parents and something had to change💚I didn’t want to go back to work after matleave, and I knew I was worthy of so much more in life.💕 And because of that one decision, I’ve been able to help thousands and thousands of others~ just like me - see the vision, take control, and make a change in their lives forever.💕 I’m so grateful I said yes✨👇🏼 💚 Multiple five figure monthly income. 💚 Multiple six figure top earner.
💚 We’ve earned $150,000 US in bonuses.
💚 Life long friendships.
💚 Freedom of time to travel, do as we wish.
💚 Give back.
💚 Help people with their health, happiness and finances.
💚 We’ve paid off 60K in credit card debt/line of credit debt.
💚 We are debt free.
💚 Six figures in savings.
💚 100% financial freedom.
💚 Retired my husband. 💚 Opportunity to help thousands of other families have this life too.
💚 Many top earners on our team.
💚 Purchased our dream cars and new home is next. 💕I’m just saying you won't know unless you really try. And if you don't try, you'll never know how amazing life can truly be. I’m just like you. I’m just a normal gal who wanted more in life for my family. I had never done anything like this before. I was skeptical and scared. I watched someone for over a year. I wasn't going to sit there anymore and not take action, NOT take a risk, And STAY BROKE.

Nope...that was NOT going to be this mama😘

I made a small investment that completely changed our future. And YOU have the chance for CHANGE for only $50💕💕 Again... I'm no different than YOU. Trust me it’s worth it. Say YES. Do this for YOU. Do this for your family. Do this for your future😘💕
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In 2013, I had the distinct honor to represent my state as Miss Florida at the Miss America pageant. ...
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In 2013, I had the distinct honor to represent my state as Miss Florida at the Miss America pageant. The reigning Miss America was Mallory Hytes Hagan. The very first time I met her, I fell in love. She embodied strength and courage and she was completely 100% herself. One of my favorite memories ... In 2013, I had the distinct honor to represent my state as Miss Florida at the Miss America pageant. The reigning Miss America was Mallory Hytes Hagan. The very first time I met her, I fell in love. She embodied strength and courage and she was completely 100% herself. One of my favorite memories from my time at Miss America happened just after I won preliminary talent. It is customary for the reigning Miss America to walk in front of the winners down the runway however, Mallory grabbed my hand and graciously helped me walk down the runway. It was selfless and a moment I will never forget.
The Miss America Organization needs a change. As a former titleholder, I have a deep love and appreciation to the organization that gave me the scholarship money needed to graduate college debt-free, that gave me the connections needed for my current career and shaped me into the woman I am today. We are relevant. We are strong. We have a voice. #TheSisterhoodisReal #BeCourageous #MissAmerica
Mallory said in best, "This behavior is appalling and unacceptable in any industry or scenario, but particularly within an organization focused on the empowerment and education of women. There is no other option but for those who have engaged or been complicit in such dialogue to resign.

The Miss America Organization has provided thousands of young women with countless opportunities to grow both personally and professionally. My expectation is that the Miss America Organization, along with its volunteers, will take responsible measures to ensure this organization’s viability today and in the future.

Be courageous."
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As we close out 2018, I can’t help but be thankful of everything this past year has brought me & all ...
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As we close out 2018, I can’t help but be thankful of everything this past year has brought me & all I’ve achieved. I met personal, professional, financial, health/wellness and travel goals. 2019 will be mainly focused on personal improvement and care, knocking out a third of my second ... As we close out 2018, I can’t help but be thankful of everything this past year has brought me & all I’ve achieved. I met personal, professional, financial, health/wellness and travel goals.

2019 will be mainly focused on personal improvement and care, knocking out a third of my second bachelors degree, and becoming debt free.

I wish you all a happy and safe new year. Here’s to 365 new opportunities ❤️
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I’m getting pretty excited about the #debtfreechallenge which starts on Sunday. I’m excited to ...
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I’m getting pretty excited about the #debtfreechallenge which starts on Sunday. I’m excited to see all that God does through this challenge. We would be looking at principles in finance that help people become debt free but what I’m more excited about is the super natural that is going to ... I’m getting pretty excited about the #debtfreechallenge which starts on Sunday. I’m excited to see all that God does through this challenge. We would be looking at principles in finance that help people become debt free but what I’m more excited about is the super natural that is going to happen. I just know how God works when He asks me to embark on an assignment. He will take complete control. I’m looking forward to people saying , oh my creditor called and canceled the debt or oh, someone called and asked if they could take up my debt payments. Trust me I’ve experienced this personally and through some of the people that I have coached one on one( I’ll be sharing some stories during the challenge). We have amazing things lined up such as instalive sessions with experts in different areas. We are starting with a session with @angie.broks tomorrow . See previous post. I’m super duper excited to go on this journey with the 228 people that have signed up for this challenge as at today. You can still sign up if you want to be a part of this. Sign up on the World of Finance platform . Link in bio of @wofin_org #debt #debtfreechallenge #africaswealthconnoiseur #tellyourfriends #sharewithyournetwork #wofin #worldoffinance
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My last credit card <span class="emoji emoji1f4b3"></span> I had a goal of paying off this last $6,500 (remember the other $6500 paid off ...
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My last credit card I had a goal of paying off this last $6,500 (remember the other $6500 paid off in NOV?) by my birthday (today) Well, I have $1,500 left to go. Do I throw in the towel & give up because I aimed & missed? Or do I change the goal date and keep chugging along? My new goal date is Mary Kay ... My last credit card 💳 I had a goal of paying off this last $6,500 (remember the other $6500 paid off in NOV?) by my birthday (today) Well, I have $1,500 left to go. Do I throw in the towel & give up because I aimed & missed? Or do I change the goal date and keep chugging along? My new goal date is Mary Kay Ash’s birthday (May 12). That’s the thing about the willing & the determined. They have a goal, they write it down, they map out how to get there, & they work for it! They aren’t afraid of putting on some overalls and doing good old fashion WORK to get things done!! If they miss the goal date they re-charge, re-evaluate, & KEEP MOVING!!! I’m being very open & honest when I tell you I had $22,000 in credit card debt at one point. Did you know the average American has $15,000 in CC debt? I guess I was above average 😂😫 It’s easy to judge me for it. “Oh my gosh...how could she let it get that bad?” “WOW! You should learn to pay them off every month!” I can hear it all now. But we were making just enough to cover bills. BARELY. Like by $2 😂 then you add years of groceries, gas, propane, diapers, formula, etc! & boom, there I sit: $22K at 18-25% interest 😢🤬😱 How was I ever gonna get out of that hole!!!??? I am so thankful I took financial peace university, Mary Redlin’s entrepreneurship class in college, & bought my starter kit!! I’m so proud to tell you we have officially paid off $28,000 in debt. Credit cards, student loans, daughters medical bills. You can ask my accountant she knows I used all my Mary Kay money towards debt. 😋 ....I have been thinking and it's funny that everyone who signs their Mary Kay agreement gets the same $100 starter kit to their door. Some sit & collect dust, others earn pink Escalades! For me, the financial burden my starter kit has lifted for me has been absolutely amazing. I would lay awake at night feeling like I was drowning. Literal drowning in tears feeling like I’d landed in quicksand. Has it been all cotton candy & roses? I wish!! It’s been bedazzled overalls & elbow grease! 🤓😉 but so worth it. $28,000 closer to being debt free! I have to take a seconds to thank my VIP customers for helping of my spring sale...
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(Swipe <span class="emoji emoji1f449"></span>🏻) . @fpcunioncity is DEBT FREE <span class="emoji emoji1f389"></span><span class="emoji emoji1f38a"></span> A 25 year note paid off in 8 years <span class="emoji emoji1f4a5"></span> 4.3 acres of land, ...
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(Swipe 🏻) . @fpcunioncity is DEBT FREE A 25 year note paid off in 8 years 4.3 acres of land, 100X50 gymnasium, church sanctuary with several classrooms FPC of UC ‘ROCKS’ 😎 Your faithfulness in prayers, trust and giving has paid off. @jauzzle and I say ‘Thank You’ We love you good ... (Swipe 👉🏻) .
@fpcunioncity is DEBT FREE 🎉🎊
A 25 year note paid off in 8 years 💥
4.3 acres of land, 100X50 gymnasium, church sanctuary with several classrooms
FPC of UC ‘ROCKS’ 😎
Your faithfulness in prayers, trust and giving has paid off.
@jauzzle and I say ‘Thank You’
We love you good people.
A BIG shout out to my side kick @dwayneuzzle and his wife @yalondauzzle ..‘Thank You’
The Future is Bright for FPCUC
I am Super Excited and Thrilled 😁
Join us on Dec 30, 2018 @ 6:30pm for a special note burning service. (Pictured with Jennifer & I is Susan Malone, Citizens Bank, Hickman KY)
#fpcucrevival2018
#fpcucrocks
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Fintegri Tanzania Together we riseee... come join us and lets make money together and be debt ...
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Fintegri Tanzania Together we riseee... come join us and lets make money together and be debt free...by this time next year my financial status will not be the same...will be 1,000,000/=times better ...call or text 0717483083...to know how Nikiwa na dada mahiri kabsa na smart kabsa ... Fintegri Tanzania
Together we riseee...
come join us and lets make money together and be debt free...by this time next year my financial status will not be the same...will be 1,000,000/=times better ...call or text 0717483083...to know how
Nikiwa na dada mahiri kabsa na smart kabsa [email protected] ..i am glad i saw you that day kimeo wangu @evvyjay
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Saying goodbye to this house was harder than I thought it would be <span class="emoji emoji1f3e0"></span> It was our first home together ...
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Saying goodbye to this house was harder than I thought it would be It was our first home together & when I took my last morning there to reflect, I couldn’t quite put into words everything I had experienced under that roof. When we moved in there I had fallen in love with Travis Hening but was ... Saying goodbye to this house was harder than I thought it would be 🏠
It was our first home together & when I took my last morning there to reflect, I couldn’t quite put into words everything I had experienced under that roof.

When we moved in there I had fallen in love with Travis Hening but was still so lost personally. He moved me across state lines basically as a “rescue mission” 😳 because he was tired of seeing me struggle and was done with me immersing myself in a toxic lifestyle. He truly was my saving grace.
I had no money to my name & he paid for absolutely everything for us. He made sure I was comfortable, taken care of, and worked his butt off in the oil field to provide.
A month into moving in is when I left my network marketing home of two years, and joined Le-Vel. There were dark nights of me crying myself to sleep after being mocked on social media, slandered and called a “company hopper”. Even being served papers from my past gig right on the door step of that home, with them trying to sue me for speaking out about my struggles and leaving. Something I haven’t told anyone on social media. Day by day I worked to build a new business from the ground up.
I grew, i spoke out and became authentically me on social media, i healed, and i started over promising myself I would help provide for our home. God took it in his hands from there, and every night i went to sleep in that house praying to have other women brought to me who needed the same healing.
Starting over in this industry changed everything.
11 months later here we are. That home completely empty, everything moved to our brand new home. A home I never imagined we would be blessed enough to live in. One i can’t wait to share with you. And our lives are a fairytale in my eyes.
We are both home full time together, mentoring an amazing tribe of individuals together at the top rank in the company. Growing a savings account beyond 6 figures, debt free, spoiling the heck out of our fur babies. I cannot even begin understand all the blessings that have come our way.
Your wildest dreams can come true when you step outside of your comfort zone. When you step into your truth. When you
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Screaming Good Morning from Turks! Fun Facts! Many people have DMed about the island, excursion prices, where to stay, and food prices. Now, this is me. If you are in my inner circle of trust you know this is a FACT when I travel. I enjoy cooking so I opt to rent a luxury apartment, condo, penthouse ... Screaming Good Morning from Turks! Fun Facts! Many people have DMed about the island, excursion prices, where to stay, and food prices. Now, this is me. If you are in my inner circle of trust you know this is a FACT when I travel. I enjoy cooking so I opt to rent a luxury apartment, condo, penthouse or home to stay while I am traveling. It gives me my freedom to wake up when I want too, eat at my leisure, season my food to my taste pallet, and feel a sense of comfort like home. However, I do dine out for lunch and dinner. I enjoy trying different foods in other cultures. But, you have to do what works for you and your family or friends. Because of my SEVERE OCD - I like it clean and smelling fresh the entire time. I will stay in a hotel if I cannot find a nice luxury rental. Please BOOK your flight early and ahead of time and you can and will save money. Normally, I book my vacation (6) months in advance. By the time we arrive to the destination- EVERYTHING (excursions and rental) is paid for except for dining out and any shopping if we opt too. Groceries were a little pricey here but it depends on your purchase. For example, turkey bacon was $12.15, pancake mix was $3.50, and fresh fruit was $3.44 a pound, syrup was $2.85, and the gallon of purified water was $2.00. We used the water to brush our teeth, cook, and drink. The benefits of cooking our own breakfast is TIME before we start our day. Remember to live a little but ensure you do not charge your vacation on your credit card unless you pay the bill immediately. It gives you financial freedom and you return home vacation DEBT Free. Create a bank account that you use for vacation only! A perk in Turks is they accept US currency 💴💰. Bottom Picture- dining experience at Danny Buoy Restaurant. Delicious Jamaican Jerk Chicken Wraps. I hope this post help you guys. Malibu’s Barbie Travel Tips! #instafit #instacute #instadaily #instafashion #boutique #boutiquesinhouston #houston #houstonboutique #travel #smallbusiness #smallbusinessowner #entrepreneur #entrepreneurship #entrepreneurlife #turksandcaicos #turksandcaicosislands #cococashabutik.
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New planner videos coming this week on my channel <span class="emoji emoji1f60a"></span> most likely Wednesday and Friday! I’m paying ...
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New planner videos coming this week on my channel most likely Wednesday and Friday! I’m paying off one more card this month and we will only have one card payment for the rest of the year. So close to be debt free!!! 🏼🏼 . . . . . . #plannergeek #plannerbabe #monthlybudget #debtfree ... New planner videos coming this week on my channel 😊 most likely Wednesday and Friday! I’m paying off one more card this month and we will only have one card payment for the rest of the year. So close to be debt free!!! 👍🏼👍🏼
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#plannergeek #plannerbabe #monthlybudget #debtfree #financialfreedom #daveramseybabysteps #daveramseyplan #daveramseywouldbeproud #planner #smallyoutuberarmy
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@sofi If I could inspire someone to change his or her life, it would be my daughter. My daughter is ...
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@sofi If I could inspire someone to change his or her life, it would be my daughter. My daughter is only twenty two months old, but hear me out. Parents want better lives for their children, and my wife and I are no exception. Though each of us succeeded in school and received various scholarships, ... @sofi If I could inspire someone to change his or her life, it would be my daughter. My daughter is only twenty two months old, but hear me out. Parents want better lives for their children, and my wife and I are no exception. Though each of us succeeded in school and received various scholarships, we still accumulated a significant amount of student loan debt while attending college. After settling down and starting a family, the worry and anxiety of living paycheck to paycheck can be overwhelming at times and can cause additional and unnecessary strain on marriage. After some time, we finally got sick and tired of being sick and tired, refocused our thoughts, and have made intentional efforts to sit down to discuss our finances every month. Since refinancing our student loans with SoFi, we have been able to create and, most importantly, stick to a budget. In this time, we have also been able to pay above and beyond our minimum student loan payments by saving money rather than spending on unnecessary things. Though fighting through debt is difficult, we know that this is just a season of our lives and have our eyes set on the future of living debt-free sooner rather than later. Our ultimate goal is to change our family tree and leave a legacy where our daughter and future generations will be able to live their lives without debt. #WhyISoFi #Contest
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Hannah, is a 34-year-old creator, minimalist and adventurer living in Manchester, UK. Last year ...
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Hannah, is a 34-year-old creator, minimalist and adventurer living in Manchester, UK. Last year she got rid of everything she owned except what would fit in a carry on backpack. She travelled overland from the UK to Bhutan through eighteen countries with her partner Phil to document and ... Hannah, is a 34-year-old creator, minimalist and adventurer living in Manchester, UK. Last year she got rid of everything she owned except what would fit in a carry on backpack. She travelled overland from the UK to Bhutan through eighteen countries with her partner Phil to document and discover what makes people happy.
Hannah has scoliosis and deals with chronic pain, although she wears a permanent back brace, this does not stop her from getting out side and hiking on a regular basis. In her early twenties, she was £20,000 in debt and working in a stressful, badly paid job. Her Dad dying suddenly encouraged her to become debt free and focus on doing work with purpose that helps support other people. To date, she has travelled to forty-five different countries.
Hannah is now back in the UK writing about her experiences at betternotstop.com. Hannah shares stories about how to enjoy everyday life through work, friendships, travel, and adventure. Hannah believes experiencing different countries and culture is a way to discover more about ourselves and how to make the world a better place.
During this podcast we focus on the expedition the ‘Road to Happiness’ and in Tough Girl Extra coming out on Thursday we focus on the money, how she got into the debt, the mistakes she made and how ultimately she turned it around by getting out of debt and saving £15,000 in a year to pay for the ‘Road to Happiness’ Expedition.
😀 #toughgirlchallenges #womensupportingwomen #inspiration #motivation #challenge #adventure #likeagirl #bhutan #happiness #debt #money #funding #wanderlust #travel #explore #seemore #podcast
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Way to go!! <span class="emoji emoji1f389"></span> #Repost @rachiemichele_fitgirl ・・・ And now! The moment we have been working for!!! ...
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Way to go!! #Repost @rachiemichele_fitgirl ・・・ And now! The moment we have been working for!!! WE’RE DEBT FREE!!! It’s been a journey to get to this point. We have had some big ups and huge downs over the last few years. Life happens. We lived paycheck to paycheck the first 3 years while ... Way to go!! 🎉

#Repost @rachiemichele_fitgirl ・・・
And now! The moment we have been working for!!! WE’RE DEBT FREE!!! 🎉It’s been a journey to get to this point. We have had some big ups and huge downs over the last few years. Life happens. We lived paycheck to paycheck the first 3 years while we put ourselves through junior college and between the two of us we earned three associates degrees with NO student loans. #itcanbedone We have always danced slightly over the line, not living within our means. In the almost five years we have been married, I experienced unexpected job loss twice. Once because I had asked my boss for a couple afternoons off a week so I could finish school and he cut me completely after several years of employment. The second time was because I was incredibly sick during my pregnancy. I had planned on working until I was 8 months pregnant, but had to quit when I was only 10 weeks. (Hyperemesis gravidarum is horrible.) Amongst these, and other large unexpected, h a r d circumstances, God has been faithful. We’ve made sacrifices (no new clothes for almost a year, no eating out, no Netflix, etc.) and been blessed with generosity (my in-laws literally built a room in their house for us to rent from them when we moved to Texas.) Our debt included a car loan and several thousand in credit card debt. We will never buy a brand new car out of the showroom with a big red bow on it again, unless we can do it with cash. #lessonlearned At this point we have learned to live within our means, “a concept Congress can’t grasp,” as Dave Ramsey would say. We are stoked to be moving into baby step 3, building up a fully funded 6 month emergency fund. This way we will have an umbrella 🌂 for next time it rains. ☔️ If we don’t increase our baby step 2, gazelle intense lifestyle, we should be able to complete BS3 by December, then we will move on to baby step 3B, saving up for a house down payment, which will probably take us all of 2019. I share all this to hopefully encourage you! We made it to this point and you can too! #debtfree #weredebtfree #debtfreecommunity #debtfreescream #daveramsey #daveramseybabysteps #financialpeaceuniversity
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Justin and I paid off the first loan in our debt snowball! I am so super excited that we are one step ...
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Justin and I paid off the first loan in our debt snowball! I am so super excited that we are one step closer to financial freedom. It is a very motivating feeling eliminate one more payment for every month. This first debt was set to be paid off in December of this year, but praise God for His provision ... Justin and I paid off the first loan in our debt snowball! I am so super excited that we are one step closer to financial freedom. It is a very motivating feeling eliminate one more payment for every month. This first debt was set to be paid off in December of this year, but praise God for His provision every day AND the extra work/income in August! We are 3 months ahead of schedule, and you can be sure we will continue working hard every day to move closer and closer to our goals.
Also, we had ourselves a little celebration with sushi from Horrocks 😁🍱
If you are at all interested in the background story of our debt payoff, there is a link in my bio to the newest video documenting our journey. It's nothing special, but it is a little update.
A quick s/o to some of the most motivating women when it comes to frugal living (besides my mom cause she's always #1) @gobudgetgirl and @lydiasenn. I keep up with these ladies on YouTube and they have seriously motivated me to make this debt free life a priority for our family. I HIGHLY suggest following them if you also want some motivation to live more frugally! 💵
#babystep2 #debtsnowball #daveramsey #debtfree #frugalliving #2k17
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"The Entitled Ones" They call us the entitled generation when a lot of us can't even imagine owning ...
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"The Entitled Ones" They call us the entitled generation when a lot of us can't even imagine owning our own cars or apartments (without roommates) let alone whole houses. Choosing post-secondary education is to choose to fall into 1000s of dollars in debt in less than 4 years, but high schools ... "The Entitled Ones"
They call us the entitled generation when a lot of us can't even imagine owning our own cars or apartments (without roommates) let alone whole houses. Choosing post-secondary education is to choose to fall into 1000s of dollars in debt in less than 4 years, but high schools gloss over that when they separate us into academic* and applied* courses (with a quiet stigma against applied, which becomes a stigma against college*) long before we realize what paths we want to choose. Combine that with the previous generation raising us to "follow our dreams", then mock us for trying to do just that, calling us unrealistic - especially if there's no job market for them. *In Ontarian (Ontario, Canada) high schools, academic courses nudge students towards a university path; applied is geared towards college and apprenticeship. University is seen as more prestigious and theory-based; college is more practical. In high school, uni is highly encouraged.

Sometimes I wonder, why are all those debt free ads ignoring the generation that was encouraged to accept debt as normal? And why do older people write articles asking things like "Who are millennials?" as if we're some alien species? Hello? You older people raise, socialize, and hire us? You produce the media and products we consume? You shaped us! And yet you're reluctant to acknowledge your part in this financial and mental fiasco millennials experience now. #TheEntitledOnes #poetry #poetryofinstagram #poetrycommunity #igpoetry #torontopoet #igwriters #creativewriting #writingcommunity #poetsofinstagram #instawrite #debt #debtfree #followyourdreams #chaseyourdreams #uni #college #millennials #millennialproblems
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WOOHOO!! Way to go! 👏 #repost @hgphotography.co Hey friends! Wanted to finally share that we ...
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WOOHOO!! Way to go! 👏 #repost @hgphotography.co Hey friends! Wanted to finally share that we started 2019 ✨DEBT FREE!✨ Bye-bye car payment & credit cards, you wonâ€t be missed. 👋🏻😌 @daveramsey @debtfreecommunity #debtfreecommunity #financ WOOHOO!! Way to go! 👏 #repost @hgphotography.co Hey friends! Wanted to finally share that we started 2019 ✨DEBT FREE!✨ Bye-bye car payment & credit cards, you won’t be missed. 👋🏻😌 @daveramsey @debtfreecommunity #debtfreecommunity #financ
La La La Jolla fun! Beach day with the family on our most recent trip, never posted the video, here ...
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La La La Jolla fun! Beach day with the family on our most recent trip, never posted the video, here is part 1 of 2 parts. I have been reflecting recently and the verse Ephesians 3:20 shared at our church CCV last week is so so true! I remember times when starting out on my own, without my parents, ... La La La Jolla fun! Beach day with the family on our most recent trip, never posted the video, here is part 1 of 2 parts.

I have been reflecting recently and the verse Ephesians 3:20 shared at our church CCV last week is so so true! I remember times when starting out on my own, without my parents, not able to afford groceries let alone rent and the kindness of others helping me to get by.

I never could have imagined at my lowest times with so little being given so many incredible blessings by God. I sit on the couch writing this as I sit near my beautiful wife @melissaschneida who has stood by me for 10 years, watching Rocky II with my 3 amazing children. Each one of them is so unique and special to me and I couldn’t imagine life without them!
I have been blessed to purchase and own a home, to be debt free, start a career that has exploded beyond what I could have ever imagined. I have been given the opportunity to help those in need like people were able to help me.
Life is not always easy and the unexpected is always around the corner, like a year and half ago when I was hit on the I-10 turning life upside down. None of what I have now has come easy and there has been a lot of hard work behind the scenes, but it is all so worth it.

If you are in a season where things look bleak or the future seems uncertain, I want to encourage you that I and many others have been in those same moments. Everybody’s path and challenges are different but we can find comfort that at some point someone has gone through a dark time similar to ours and come out the other side.
Many times I couldn’t see that other side ever happening but I’m glad I kept putting one foot in front of the other and didn’t give up. Don’t give up, keep fighting, keep moving forward, be encouraged, it’s always darkest before the dawn.

This beach day was a fun time visiting friends and getting a moment to take a break and be with my love and play with my kids. I am grateful!

#lajollaca #californiadreamin #wednesdaywisdom #wednesdaymotivation #blessed🙌 #thankyoujesuschrist #goodlifestyle #goodvibestribe #beachdrone #azdronephotography #azdroneography #twentyfoursevendrones #dronevideo #droneshot
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Acknowledging even the smallest wins will give you the stamina to keep pushing. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ You’re ...
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Acknowledging even the smallest wins will give you the stamina to keep pushing. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ You’re less likely to surrender to the fear of failure when you can see the fruits of burning the midnight oil and the benefits of rejecting social plans for the grind. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Far ... Acknowledging even the smallest wins will give you the stamina to keep pushing. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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You’re less likely to surrender to the fear of failure when you can see the fruits of burning the midnight oil and the benefits of rejecting social plans for the grind. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Far too often, we get caught up in the nothingness of being busy. Be careful not to confuse “busy” with getting things done. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Go back to the drawing board if you’re having trouble documenting your progress. Whether it’s a weight-loss journey, strategy for your nest egg or plan to live debt free, try separating each aspect of your life into smaller pieces until you get the hang of more intricate goal setting. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#JobHunting #jobsearch #jobinterview #CareerAdvice #dreamjob #InterviewTip #Ineedajob #SeekingEmployment #careercoach #resumewriter #resumehelp #fridayvibes #WriteStepResumes #womeninbiz #corporatewomen #motivation #careerchange #jobseekers #careergoals #careergirls #mindset #positivevibesonly #positivethoughts #goalsetting #smallwins #celebratesuccess
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It doesn’t matter if you make $8 an hour or bringing in Millions, what is important is that you’re living Y O U R purpose. God made us to do our own, unique thing and we are all created equal. It doesn’t matter I f you’re bagging groceries or running a major company - we all have to remember who we’re ... It doesn’t matter if you make $8 an hour or bringing in Millions, what is important is that you’re living Y O U R purpose. God made us to do our own, unique thing and we are all created equal. It doesn’t matter I f you’re bagging groceries or running a major company - we all have to remember who we’re all R E A L L Y working for. Thank you #GeoffreyOwens for reminding us this.⠀
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Some of us could be DEBT FREE if we sucked up our pride and worked for a grocery store part time. 🤭
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THEY DID IT!!! <span class="emoji emoji1f389"></span> So proud of you two. You’re the definition of gazelle intense and you’ve inspired ...
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THEY DID IT!!! So proud of you two. You’re the definition of gazelle intense and you’ve inspired SO many people here on Instagram every step of the way. Congratulations!! #Repost @debtfreeinsunnyca ・・・ WE’RE DEBT FREE!!!! 16 student loans, 8 credit cards, 2 vehicles, and 1 personal ... THEY DID IT!!! 🎉
So proud of you two. You’re the definition of gazelle intense and you’ve inspired SO many people here on Instagram every step of the way. Congratulations!!👏 #Repost @debtfreeinsunnyca ・・・
WE’RE DEBT FREE!!!! 🎉🎉 16 student loans, 8 credit cards, 2 vehicles, and 1 personal loan all paid in full! •

3 years and 7 months ago, I was in the grace period of my student loans. After doing the math, I wasn’t going to be able to afford my $433 car payment, student loans, and pay all of my bills. You see, there was no big fat pay raise after I graduated with my bachelors degree. Something had to change. I picked up a copy of The Total Money Makeover and enrolled in Financial Peace University. At the time, Josh and I were dating and he wasn’t interested in attending FPU. I kept pushing through and several months later I sold the car I was upside down on! Traction, finally! •

A year after I started, Josh asked me what I wanted for Christmas. I said I don’t want a gift, just 9 weeks of your time to go through FPU. From that point on he was fully on board! 🙌 We got engaged and paused the snowball for six months to cash flow our wedding and honeymoon. After that, it was on! Debt after debt was paid off. We’ve had some setbacks here and there but we kept pushing and never gave up. •

Thank you @daveramsey for your teachings. Our lives are forever changed. And last but not least, THANK YOU to everyone in the #debtfreecommunity. The love, support, and encouragement you provide has been instrumental to our success. We couldn’t have done it without you. 💛


#debtfreecommunity #daveramsey
#debtfree #weredebtfree #bassethound #angrybasset #bassethoundsofig #bassetlove #financialpeaceuniversity #debt #debtfreejourney #debtsnowball #babystep2 #budget #zerobasedbudget #financiallyindependent #fire #frugal #savemoney
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Let’s talk about money. <span class="emoji emoji1f631"></span> In the last month or so, I’ve read articles, scrolled Instagram & listened ...
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Let’s talk about money. In the last month or so, I’ve read articles, scrolled Instagram & listened to several podcasts about young entrepreneurs who have built ginormous, huge, million dollar companies with zero debt. I want to first say how AWESOME & INCREDIBLE that amazing accomplishment ... Let’s talk about money. 😱

In the last month or so, I’ve read articles, scrolled Instagram & listened to several podcasts about young entrepreneurs who have built ginormous, huge, million dollar companies with zero debt.

I want to first say how AWESOME & INCREDIBLE that amazing accomplishment really is. I’ve got pom-poms on the sidelines cheering for you if this is your experience. 🎉

But that’s not my story & I think we should talk about what it looks like to be on the other side.

A couple of questions I ask myself: 1. Would Freckled Hen ever exist if we had waited for that perfect, debt free moment? 2. Would I be wiser & more successful without a boost of revenue to get me started?

Just like everything else, I don’t think there’s one perfect, clear path to success. I think we’re all fumbling a little along the way.

I didn’t grow up wealthy. My husband didn’t either. Millions of dollars didn’t miraculously land in our laps. An amazing small lender (shout out to FORGE) believed in our vision & took a leap of faith with us. And we signed on the dotted line.

I’m thankful for my debt. It’s calculated, responsible debt that doesn’t keep me up at night. It pushes me to work smarter & has allowed my wildest of dreams to actually come true.

So, if you’re like me, I’d encourage you to do this: Write out your dreams. Meet with people. Ask lots & lots of questions. Live frugally. Bootstrap as much as you can. Take one tiny step after the other. Work a side hustle (or THREE like I did!!) & say YES.
I have chill bumps just thinking about how your story is about to unfold. ❤️
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WOW! Now, THAT is intensity. Way to go! <span class="emoji emoji1f44f"></span> #Repost @scuzzort ・・・ At the end of January 2018, Josh ...
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WOW! Now, THAT is intensity. Way to go! #Repost @scuzzort ・・・ At the end of January 2018, Josh and I were finally sick and tired of all our monthly debt payments. We had the typical student loans, car loans, phone loans 🤦🏼‍♀️, medical bills and even dental bills. Josh began listening to ... WOW! Now, THAT is intensity. Way to go! 👏

#Repost @scuzzort ・・・
At the end of January 2018, Josh and I were finally sick and tired of all our monthly debt payments. We had the typical student loans, car loans, phone loans 🤦🏼‍♀️, medical bills and even dental bills. Josh began listening to Dave Ramsey and after showing me our numbers (and how significantly our future would be changed for the better) I was convinced! Listening to countless podcasts and attending Financial Peace University, we wanted to be “weird” people and not “normal.” Most of all we wanted to be able to live our lives like no one else in the future 😍✈️🏝🏕🏔🗺! We sat down and figured out we could probably pay off our $42,000 of debt in about 18 months. We got more serious and changed that number to 10 months. We sold things, we used the cash envelope system, we (Sam) planned trips for fun but never took them 😂, but most of all we were motivated and determined to be debt free.
Today marks 5 1/2 months from the day we began our gazelle-intense debt payoff plan and we can officially say WE ARE DEBT FREE!! $42,000 paid off in 168 days!😍 #daveramsey #daveramseybabysteps #debtfreecommunity #weredebtfree #matildajack #ellisonjo #debtfreejourney #debtfree
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I L O V E seeing young couples out here winning and changing their financial future!!⠀ ⠀ #Repost ...
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I L O V E seeing young couples out here winning and changing their financial future!!⠀ ⠀ #Repost @captainono06 ・・・ Like my buddy used to say, this was real and it was fun, but it wasn't real fun. We decided to take charge of our finances and get rid of our debt. $70k in 8 months! This isn't to ... I L O V E seeing young couples out here winning and changing their financial future!!⠀

#Repost @captainono06
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Like my buddy used to say, this was real and it was fun, but it wasn't real fun. We decided to take charge of our finances and get rid of our debt. $70k in 8 months! This isn't to brag, but to let everyone know that it's possible. The best thing about this entire process is we became closer as a team!
I was so excited, I had to rip something. That was our last receipt for paying off the truck. 🤷🏾‍♂️. No more excuses! Do it! #Repost @drclemento (@get_repost)
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What a wonderful feeling this is for more reasons than one. 1st of all this is my little bro and his wife (my sis). They believed in me and entrusted their finances to me. Before every major financial decision, I get a phone call or text (including tryna make me choose sides on the purchase of a couch lol). But I am sooooo proud to say that before 30 they can say they are DEBT FREE! They hit the ground running and never looked back. I know the journey wasnt easy but they stuck with it and saw it to the end! This has not only set them up for long-term success, it has forced them to work together and GROW as a family! ... Oh yea, the children are watching too so we are establishing a NEW LEGACY! Thank you for believing in me, for breaking the cycle in our community, and being great examples. I think @breamrg has earned a bottle of expensive grape soda and some louboutins 👀👀 #debtfreecommunity #debtfree #debtfreedom #debtfreejourney #financialliteracy #financiallyfree #financialfreedom #financiallyfit #financialplanning #budgeting #financialsecurity #legacy #WhoIsDrO #TheFinanceDoctor #4qfinancial #growth #4Q #win #money #ogunyemi #daveramsey
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WE ARE LIVE with our first online course <span class="emoji emoji1f64c"></span><span class="emoji emoji1f64c"></span><span class="emoji emoji1f64c"></span><span class="emoji emoji1f64c"></span><span class="emoji emoji1f64c"></span> #Repost @wofin_org with @get_repost ・・・ #debtfreechallenge ...
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WE ARE LIVE with our first online course #Repost @wofin_org with @get_repost ・・・ #debtfreechallenge WE ARE LIVE with our first online course: DEBT FREE COURSE -TEN STEPS TO BEING DEBT FREE . You should receive an email any second now. In the interim follow the instructions below ... WE ARE LIVE with our first online course 🙌🙌🙌🙌🙌 #Repost @wofin_org with @get_repost
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#debtfreechallenge WE ARE LIVE with our first online course: DEBT FREE COURSE -TEN STEPS TO BEING DEBT FREE . You should receive an email any second now. In the interim follow the instructions below to have access to the first lesson. Please note we would post a new lesson every day.
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To access the online course kindly follow the following steps - From the 'Top Courses' section on the Homepage, or the 'Courses' page itself, the course is displayed as 'LESSON 1: DEBT FREE ONLINE COURSE'.. - Then click on 'Register' and it will automatically add you to the course and redirect you to 'Purchased Items' in your Account Portal. - Then click on 'Open Item' and it will open the course.
We have also set-up a Facebook group called ‘Debt Free Challenge” on our Facebook page wofin.org. The group is to serve as a community support system on your journey to being debt free. We recommend that you join the group however it is not compulsory.

We would also have periodic instagram live sessions at 9pm with guest speakers. Please follow our Instagram page @wofin_org for updates on insta live sessions.
#debt #debtfreechallenge #money #onlinecourse
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“I was born in West Point, New York, as part of a military family. We moved around when I was younger ...
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“I was born in West Point, New York, as part of a military family. We moved around when I was younger and eventually settled down around Fort Sill in Oklahoma. My parents’ goal for me and my brothers was to go to the Oklahoma School of Math and Science for our last two years of high school and to get ... “I was born in West Point, New York, as part of a military family. We moved around when I was younger and eventually settled down around Fort Sill in Oklahoma. My parents’ goal for me and my brothers was to go to the Oklahoma School of Math and Science for our last two years of high school and to get us out of college debt free. We’ve been pretty successful so far and we’ve hit both goals. That’s how I ended up at OU - because it was a great option for me to not have to pay for college since OU offers very nice benefits for academically gifted students.
I didn’t really have any idea what I wanted to study when I came to college. I was originally a mechanical engineering student, but the more I worked and did research in mechanical engineering, I realized I didn’t want to be a mechanical engineer. Luckily, I found industrial and systems engineering which I ended up really liking. I plan to get an MBA a couple years after I graduate.
On campus, I am involved in two organizations. I am primarily involved in Swipe to Share, which I founded with Yaseen Shurbaji last year in October. So, it’s actually been a little over a year now that Swipe to Share has started. The other organization I’m involved in is Crimson Club, where I serve as university ambassador. Crimson Club has been pretty rewarding because I get to meet some pretty cool people. One thing that I love about OU is that there is a niche for everyone on campus, that there’s a group that fits everyone’s idea of fun, and there’s a student organization for everyone’s interests.” #humansofou
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This is the first Christmas in our marriage that we are debt free (thanks @daveramsey ) There’s ...
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This is the first Christmas in our marriage that we are debt free (thanks @daveramsey ) There’s been a lot of sacrifice, we only had one vehicle for a while, giving birthday presents to clay usually meant saving up my play money to get something because no way was Dave jr. putting gifts for himself ... This is the first Christmas in our marriage that we are debt free (thanks @daveramsey )
There’s been a lot of sacrifice, we only had one vehicle for a while, giving birthday presents to clay usually meant saving up my play money to get something because no way was Dave jr. putting gifts for himself in the budget. We stopped eating out so much (S/O to THREE RIVERS for taking the sting of that away). We said no to ski trips that clay desperately wanted to go on. I meticulously planned out the most ridiculously organized grocery lists based on what yellow coupons H-E-B had that week. And probably a lot of things I’m forgetting about because those days have been mostly over since February . This process was much more painful for me than Clay, I’m what Dave calls the free spirit and clay is a nerd through and through. He had a spreadsheet for everything. ( last night he told me to make a cost analysis presentation to prove that joining Costco was beneficial 🙄) Anyway all that to say here we are today, after three years of zero Christmas presents for each other. We gifted early this year and one of my debt-free dreams is finally a reality! I’ve obsessed over @deannart since hearing @angiesmith19 talk about her on the happy hour with @jamieivey. Ive shown countless Instagram posts to clay of her work and told him about how my dream house has her art on display. And look at that beauty on our wall today!
It was all so worth it. Dave jr still doesn’t want to budget presents for himself because #goals so I’ll keep being sneaky. What a guy to splurge on me after working so hard to pay off my school debt. I’ll keep him a while longer ☺️
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THIS MORNING, hubs and I I paid off our LAST credit card!! We have been working on getting out of debt ...
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THIS MORNING, hubs and I I paid off our LAST credit card!! We have been working on getting out of debt since we have been married (4 years). That has come with a lot of sacrifice and discipline. We live WELLLLLLL below our means and don’t spend money on things just because we feel like we “deserve” ... THIS MORNING, hubs and I I paid off our LAST credit card!! We have been working on getting out of debt since we have been married (4 years). That has come with a lot of sacrifice and discipline. We live WELLLLLLL below our means and don’t spend money on things just because we feel like we “deserve” it. .
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FOR US, it is worth living conservatively for 4-5 years so we can live a life of freedom for the other 80+! We have had to teach ourselves so many things. Because ___ didn’t teach us how to do ___stopped being a valid reason! Instead of getting overwhelmed, we took/are taking small steps to learn as we go! .
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Yes, we have fallen off the path several times, but we have not given up! I am here to let you know it IS possible to pay off all of your credit cards, student loans, car notes, and everything else while you are in your twenties and early thirties. Heck, even if you are in your sixties you can gone and knock it out once and for all! I WILL NOT DIE IN DEBT (I will not live with it either)! Hubby and I are determined to be debt free this year (student loans we're about to END you)!
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I cringe when I hear people say, “I have another 7, 10, 12, or 20 years before I can pay of my student debts or ___.” Why do I cringe? Because I know it is possible to get them bad boys gone a lot sooner! Not to mention the amount of interest you pay when you extend your debts out that long. It is INSANE! It is much better to pay them thangs off as quickly as possible. I truly believe that you will have what you believe. Therefore, I CHOOSE to believe the best and WORK like it! .
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Side note: I used to pray debt free prayers all the time. I wanted God to send me this huge lump sum of money some kind of way so I could get out of debt fast. THAT IS NOT A WEALTH PRINCIPLE! .
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What I learned was that God was waiting on ME to LEARN the SKILLS to be able to HANDLE money. Learning how to really budget. Learning how to not emotionally buy things (cont. in comments) 👇🏽👇🏽👇🏽
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Debt Free Update- in June of 2016 when we started our journey to debt freedom, we decided to follow ...
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Debt Free Update- in June of 2016 when we started our journey to debt freedom, we decided to follow Dave Ramsey’s baby steps. List out all debts smallest to largest, and throw everything at the littlest one until it was finished. One thing we were not sure what to do with was the rental house mortgage ... Debt Free Update- in June of 2016 when we started our journey to debt freedom, we decided to follow Dave Ramsey’s baby steps. List out all debts smallest to largest, and throw everything at the littlest one until it was finished. One thing we were not sure what to do with was the rental house mortgage (Patrick’s home he bought in 2013 and lived in before we met and married). We decided not to sell the home when we married, and became ‘landlords by default’. Between the years 2016 and 2018, we rented the house out to both good and bad tenants, and got some first hand experience of the ups and downs of managing rental real estate. According to Dave Ramsey’s guidelines, a mortgage on a rental home can go either into baby step 2 or baby step 6. This year we came to a difficult decision - to sell the rental house. The house had earned some serious equity over the past five years, and although we would one day like to own rental real estate again, we realized the equity in the home could be used to finish off my last massive student loan debt. At this point we have spent over two years in baby step two, and quite honestly are ready to be done with it. So here is our updated debt snowball with all debts listed, including the rental house mortgage. Stay tuned for some exciting news about the rental house! #debtsnowball #financialfreedom #studentloans #debtfreecommunity #debtfree #budget #frugalliving #financialfreedom #debtfreejourney #daveramsey
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Great job! <span class="emoji emoji1f44f"></span> #Repost @imd.nice Let's celebrate! <span class="emoji emoji1f389"></span>WE'RE DEBT FREE! <span class="emoji emoji1f606"></span>Justin and I "climbed" over ...
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Great job! #Repost @imd.nice Let's celebrate! WE'RE DEBT FREE! Justin and I "climbed" over our own mountain of debt last month (no pun intended). We were completely "normal" with $59K of debt from student loans, credit cards, a car loan, furniture payments, and a 401k loan. Twenty-three ... Great job! 👏
#Repost @imd.nice
Let's celebrate! 🎉WE'RE DEBT FREE! 😆Justin and I "climbed" over our own mountain of debt last month (no pun intended). We were completely "normal" with $59K of debt from student loans, credit cards, a car loan, furniture payments, and a 401k loan. Twenty-three months ago, we discovered #DaveRamsey and read the Total Money Makeover and decided enough was enough. I'll admit that at first, we were not as "gazelle-intense" as we needed to be, but we kicked it into high gear during our last 10 months of our #debtfreejourney. We budgeted using EveryDollar, worked overtime, sold a few things, and paid off $59K in 23 months while cash flowing unexpected expenses and repairs to our cars. Baby step 2 is complete ✅ and it's safe to say we're officially "weird" and debt free! Our next goal is to complete baby step 3 (emergency fund) and then start baby step 4 (invest 15% of our income) and baby step 6 (pay off our mortgage) 🏡. Because of this journey, Justin and I have become a stronger team 💕We're happy to say that we're focused more than ever.
Thanks to @daveramsey for keeping us motivated as we listened to your podcast everyday! As the Bible says, "No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it. (Hebrews 12:11)"🙌🏽🙏🏽
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Side note: We're not sharing to gloat. We hope to motivate others as how people in the "Dave Tribe" and debt free community have also inspired us. Don't be a statistic. It's reported that 78% of Americans live paycheck to paycheck. Win with money and break the cycle ‼️
#daveramsey #totalmoneymakeover #debtfreecommunity #debtfree #debtfreeby30 #debtisdumb #livelikenooneelse #debtfreedom #debtfreeliving #debtfreegoals #debtsnowball #allthingsarepossible #babystep2
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We said yes to weird when we said yes to one another. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Five years ago we laid ...
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We said yes to weird when we said yes to one another. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Five years ago we laid it all on the table...our massive pile of debt. Car loan, student loan and credit cards...we added it all up and the number was a scary $80,000 to be exact! How on earth would we tackle this in our ... We said yes to weird when we said yes to one another. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Five years ago we laid it all on the table...our massive pile of debt. Car loan, student loan and credit cards...we added it all up and the number was a scary $80,000 to be exact! How on earth would we tackle this in our lifetime? I had no idea but then JP’s dad gifted us the Financial Peace University disk set. Thanks to some long drives and Dave’s brutal honesty, we began right where he told us to, Baby Step #1...save $1000 in our emergency fund. Then we moved onto Baby Step #2 and began attacking our debt smallest to largest. To be honest, we failed a lot, rearranging the baby steps and getting into even more credit card debt along the way. Newlyweds living in Los Angeles with lofty desires to completely furnish their first home added on an additional 20k in debt. Then God called us to Uganda to adopt a four year old girl but asked us to go without credit card debt. We had no idea how this would happen but we got down on our knees and the Lord replaced shame with hope and you know what? It happened! He also promised us we would get out of debt while living in Uganda and that seemed obsurd but guess what?! Here we are, two weirdos who worked so hard to pay off the remaining $65,000 while living overseas and today on our 4 Year Anniversary, we are finally debt free! Our debt free journey ending in Uganda is symbolic to so many things. This is where our relationship began, where our family began and now where our goal of being able to work towards giving 50% of our income away in this lifetime begins. We see the incredible work people are doing in this world, we are surrounded by it daily and all we hope to do is live simply, love immensely and continue to say yes to this weird debt free life so we can give back in big ways! Thank you to my partner in crime @jpmcleod for running like a gazelle towards freedom with me and thank you @daveramsey for your simple yet effective methods that are truly life changing!!!
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#debtfreecommunity #debtfreejourney #daveramsey #financialpeace #debtfree
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Today was an historic day. Our church is officially debt free! We’re starting 2018 stronger than ...
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Today was an historic day. Our church is officially debt free! We’re starting 2018 stronger than ever before! #vosd #debtfree #jubilee #visionpartners Today was an historic day. Our church is officially debt free! We’re starting 2018 stronger than ever before! #vosd #debtfree #jubilee #visionpartners
SO AWESOME! If you want to jump off the hamster wheel too, Financial Peace University is your ANSWER. ...
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SO AWESOME! If you want to jump off the hamster wheel too, Financial Peace University is your ANSWER. Click the profile link for more info! • "I took Dave Ramsey's Financial Peace University last January and it has completely changed my life! My financial present and future will never ... SO AWESOME!
If you want to jump off the hamster wheel too, Financial Peace University is your ANSWER. 🔗Click the profile link for more info! •
"I took Dave Ramsey's Financial Peace University last January and it has completely changed my life! My financial present and future will never be the same...I’m not stopping until I’m completely debt free!! We are not meant to live in a hamster wheel working into old age to pay off debts and always waiting for weekends and vacations. We are made to do SO much more in this world! Next stop...student loans!" – Melissa
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Repost from @therdci using @RepostRegramApp - We. Are. Celebrating!<span class="emoji emoji1f64c"></span><span class="emoji emoji1f389"></span> In November 2015, we dedicated ...
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Repost from @therdci using @RepostRegramApp - We. Are. Celebrating! In November 2015, we dedicated our $2.2 million KidsTown facility and now, just 2.5 years later, that building is PAID IN FULL and is debt free! We give God the glory! Will you celebrate with us? Repost from @therdci using @RepostRegramApp - We. Are. Celebrating!🙌🎉
In November 2015, we dedicated our $2.2 million KidsTown facility and now, just 2.5 years later, that building is PAID IN FULL and is debt free! We give God the glory! Will you celebrate with us?
Way to go!! SO AWESOME. #Repost @debtfreedubees ・・・ WE'RE DEBT FREE!!! We paid off $36,920 in ...
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Way to go!! SO AWESOME. #Repost @debtfreedubees ・・・ WE'RE DEBT FREE!!! We paid off $36,920 in 15 months!! No credit card, no car payments and best of all, no more student loans We are so looking forward to Baby Step 3 and finally paying ourselves instead of lenders! Thankful for @daveramsey ... Way to go!! SO AWESOME.
#Repost @debtfreedubees ・・・
WE'RE DEBT FREE!!!
We paid off $36,920 in 15 months!! No credit card, no car payments and best of all, no more student loans 😁
We are so looking forward to Baby Step 3 and finally paying ourselves instead of lenders!
Thankful for @daveramsey and financial peace university for helping us reach our financial goals ❤
#debtfreescream #debtfreejourney #debtfreecommunity #debtsnowball #debtisdumb
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I can’t believe they extended the 1/2 off Promotion to join our team🤸‍♀️<span class="emoji emoji1f483"></span>🏾!!! This company is amazing! ...
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I can’t believe they extended the 1/2 off Promotion to join our team🤸‍♀️🏾!!! This company is amazing! Always thinking of ways to make it easier on ppl n not trying to get in their pockets!!! Idk no company that’s $49 to join!!!! INSANE!!! And because we are debt FREE we do wat we want!!! ... I can’t believe they extended the 1/2 off Promotion to join our team🤸‍♀️💃🏾!!! This company is amazing! Always thinking of ways to make it easier on ppl n not trying to get in their pockets!!! Idk no company that’s $49 to join!!!! INSANE!!! And because we are debt FREE we do wat we want!!! ❤️❤️❤️❤️😝 now is the chance!!! Who’s joining??? We investing all 2018💵💳
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Way to go!! <span class="emoji emoji1f389"></span> #Repost @chloe_somerfield ・・・ <span class="emoji emoji1f389"></span>WE’RE DEBT FREE!<span class="emoji emoji1f389"></span> its been almost 5 years since ...
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Way to go!! #Repost @chloe_somerfield ・・・ WE’RE DEBT FREE! its been almost 5 years since we started this journey together and we can’t believe that at 26 and 28 we are officially debt free! 🏻️ Although we were pretty relaxed (careless) about paying off debt for the first few years ... Way to go!! 🎉

#Repost @chloe_somerfield ・・・
🎉WE’RE DEBT FREE!🎉 its been almost 5 years since we started this journey together and we can’t believe that at 26 and 28 we are officially debt free! 🙌🏻❤️ Although we were pretty relaxed (careless) about paying off debt for the first few years of marriage, in 2017 we decided to crack down and paid off $35,000 in less than 12months. (However we had close to $55k total in debt.) We we’re gazelle intense about it!! It’s not always easy, but totally possible. As @daveramsey says, “Live like no one else now so you can live like no one else later.”
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Ps. We tried with confetti, but didn’t quite work. 😂 #debtfreejourney #debtfreecommunity #daveramsey #debtfreeliving #financialfreedom #thesomerfields @rjstudios
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Soo I graduated Saturday, and I’d be remiss if I didn’t thank these ppl for their many impacts, efforts, ...
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Soo I graduated Saturday, and I’d be remiss if I didn’t thank these ppl for their many impacts, efforts, and sacrifices made in order to help provide and better my life. For 1 side of the fam I MET the standard of a college education, to my beautiful mother and this part of the fam, I am the first ... Soo I graduated Saturday, and I’d be remiss if I didn’t thank these ppl for their many impacts, efforts, and sacrifices made in order to help provide and better my life. For 1 side of the fam I MET the standard of a college education, to my beautiful mother and this part of the fam, I am the first MALE to go off to a university and finish, following her foot steps and getting this degree. Thank you ma, for every sacrifice, from 0-22 years.. I’m not sure how I could ever repay you for always doing, acting, and working for my best interest. Huge kudos to my dad a college educated BLACK man who beat the odds himself, not only getting a college degree. But this semester also having two African American sons finish and complete their college degrees, it’s a true blessing. The statistics say we are supposed to be in jail, dead, or a menace to society. But we beat the odds and graduated debt free! We took every opportunity given and made the most out of it! We are not statistics! And good luck in the world, to all of the fall graduates! Could’ve wrote a novel but I decided to spare the IG fam.💯✊🏾
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Welcome to the first in my “How we travel full-time cheaply” series! I have quite a few posts to get ...
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Welcome to the first in my “How we travel full-time cheaply” series! I have quite a few posts to get through all the info, but I wanted to start with a general overview of what we do. We aren’t independently wealthy. We work while traveling. We also educate the kids while traveling. We have spent ... Welcome to the first in my “How we travel full-time cheaply” series! I have quite a few posts to get through all the info, but I wanted to start with a general overview of what we do. We aren’t independently wealthy. We work while traveling. We also educate the kids while traveling. We have spent most of our time traveling in Europe, which CAN be expensive, but doesn’t have to be! I’ll lay out how we do it! I am so passionate about dispelling the myth that traveling is only for the rich. Anyway… on to part one!

Firstly, we don’t have any bills “back home”. If we had to pay for a house, a car, insurances, etc… on a life back in the USA while traveling, we wouldn’t be able to travel. We rent our home out to amazing tenants, so the house pays for itself. We sold our car, so we have no car bills. We do have cell phone bills, life insurance/global health insurance payments (which I’ll go into more detail about later), and those things, but for the most part…we left the USA debt-free. We did have a bit of savings when we left, too, but that’s long gone now. So…. that’s WORLDSCHOOLING TIP #1: GET RID of BILLS! 
We began this journey by completely stripping down our lives to the basics. It was hard. SO hard. It still is sometimes, but man….. it’s SO worth it. ;) We each only have one suitcase and one backpack. That’s it. We wear the same clothes. A LOT. It’s why every time you see a photo of me, I’m wearing that rainbow sweater. LOL. Our monthly budget for the first year of travel was about $1500/month. Now, we live on about $2500 a month, give or take depending on the month. This includes transportation, food, and housing. Some months we are in crazy cheap countries, so that savings allows us to do the more expensive countries here and there. SO… WORLDSCHOOLING TIP #2: MINIMIZE. We just don’t have extra stuff anymore. We aren’t paying for things we don’t need or use.

IG is cutting me off, so........ more next time!
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WE'RE DEBT FREE!!!! _________________ We managed to turn a 30-year mortgage into 4.5 years with hard work and two years worth of weekends of moving in and out of our house while we Airbnb'd it-- to cash flow other unexpected expenses {like taxes, house upgrades and AC units}. This is proof ... WE'RE DEBT FREE!!!! _________________

We managed to turn a 30-year mortgage into 4.5 years with hard work and two years worth of weekends of moving in and out of our house while we Airbnb'd it-- to cash flow other unexpected expenses {like taxes, house upgrades and AC units}. This is proof you don't have to have a college fund set up/paid for by your parents to obtain college degrees. You also CAN obtain those degrees without student loans. It may take a little longer and you might have five W2's in one year (aka our 2010 of extra jobs), but you CAN do it!
This is proof you don't have to be a doctor or a lawyer to make a decent living.

This is proof you don't have to be handed life's luxuries (like cars, down payments or furniture) to get those things.
This is proof you don't have to rely on an inheritance to finally get ahead in life.
If you're given any sort of these advantages, consider it a blessing and use it to your benefit. I used to be SO envious of people who had these things. I found myself bitter or resentful. But it's not a bad thing that you have those things. It's a GOOD thing. Someone sacrificed something big so that you could have more. Use those things to change your life!

We were not dealt those cards and it took me years to realize-- that's OK! You just might have to work a little harder, cut back a little more or hold off on that grand vacation or expensive purchase.

You CAN change your story. You CAN change the destiny for your family. YOU are in control of what's in your bank account.
To be 32 {me} and 40 {Nick} with no debt and no more house payments .... I could literally cry tears of joy today. Look how far we've come, babe. As Dave Ramsey says, we're "killin' it." 😜
#debtfreescream #livelikenooneelse #liveandgive #ontoearlyretirement @daveramsey @rachelcruze
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We’re in transition... so much driving + packing + emotions. 🤷‍♀️ But it’s good to see that some things ...
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We’re in transition... so much driving + packing + emotions. 🤷‍♀️ But it’s good to see that some things are the same, wherever we go, we’re still there, ya know? Like bottle of essential oils everywhere... and abandoned apples that Josie started... 🤦‍♀️ and reading... always reading! We ... We’re in transition... so much driving + packing + emotions. 🤷‍♀️ But it’s good to see that some things are the same, wherever we go, we’re still there, ya know? Like bottle of essential oils everywhere... and abandoned apples that Josie started... 🤦‍♀️ and reading... always reading! We close on our house tomorrow... it feels like I’m dreaming. 🌨 And as sad as I am to leave our house, I’m equally excited about being debt FREE!!! We will have ZERO debt!!! 💃🏻💃🏻💃🏻 That’s a big deal for us!!! 💛💛💛 So just one more crazy week of driving and then we’ll settle more into our city-living! 👉Columbus Friends, do you have any recommendations for sweet things we should do while here??? 💁🏻‍♀️🏙
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“We decided to jump in on Financial Peace University after a few couples in our LIFE group started ...
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“We decided to jump in on Financial Peace University after a few couples in our LIFE group started the program. After hearing their testimonials about their experiences with the program, we were excited to get started. Our biggest accomplishment out of FPU was becoming debt-free! We paid ... “We decided to jump in on Financial Peace University after a few couples in our LIFE group started the program. After hearing their testimonials about their experiences with the program, we were excited to get started. Our biggest accomplishment out of FPU was becoming debt-free! We paid off $46,000 in total. Learning the importance of budgeting as a family and getting everyone involved in the household finances played a huge role in our success with the program. FPU was the most beneficial thing we've done in our marriage. With money being a leading cause for divorce, it's such a relief that money is no longer a cause of stress for us. Whether you're married or single, this program will lead you to make decisions that will impact you for a lifetime. You have nothing to lose!”
-The Mathias Family

Register for Financial Peace University at your LCBC location, or start going through FPU with your LIFE Group! Find out more at LCBCchurch.com/fpu
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These two are #debtfree AND Financial Peace University group coordinators! Awesome. <span class="emoji emoji1f389"></span> #Repost ...
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These two are #debtfree AND Financial Peace University group coordinators! Awesome. #Repost @ashleybrookephotography ・・・ Weston and I are excited to announce that we are DEBT-FREE! About 4 1/2 years ago, we made our first student loan payments and we had the crazy idea to pay off our ... These two are #debtfree AND Financial Peace University group coordinators! Awesome. 🎉

#Repost @ashleybrookephotography ・・・
Weston and I are excited to announce that we are DEBT-FREE! About 4 1/2 years ago, we made our first student loan payments and we had the crazy idea to pay off our student loans as quickly as possible. We know people that spent decades paying their student loans and we did not want to be those people. We paid off about $135,000 in student loans, a personal loan, a car loan, a few credit cards, and braces in 4 1/2 years! Student loans were about $92,000 of that total (and about $20,000 of that was interest that accrued AFTER graduation! 🤢). It may sound like this was pretty simple for us to accomplish, but no part of this was easy. We sacrificed our time and our money to get here. We said no to a lot of opportunities we would have loved, but delaying momentary pleasure for a lifetime of financial peace is 100 percent worth it! In less than two weeks, we are taking a guilt-free trip to Europe because we have saved for it and already paid for it.
If you're interested in becoming debt-free, we would love for you to join our Financial Peace University class by @daveramsey at Elkdale Baptist Church this summer starting June 7 at 5:30pm! Message me for more information! #shamelessplug #debtfreecommunity #debtfreescream #debtfreejourney #fpu #financialpeace
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Screamsssssssss I’ve had some amazing meetings this week and I can’t wait to share with you all. This is for all of us. Please please please stay tuned to the @wofin_org page . We would be announcing some amazing things pretty soon. YOU MUST BE A PART OF THIS. God is so amazing and He is so mindful ... Screamsssssssss I’ve had some amazing meetings this week and I can’t wait to share with you all. This is for all of us. Please please please stay tuned to the @wofin_org page . We would be announcing some amazing things pretty soon. YOU MUST BE A PART OF THIS. God is so amazing and He is so mindful of each and everyone of us. This is our time as a nation to begin to rise above the poverty level and begin to create wealth. The World of Finance platform has been set-up to help you do so. Goshhhhhhhhhhh it is surreal. Everything I have done up to this point was preparation for such a time as this. So please tell your brothers, sisters, friends, colleagues everyone to sign up to the “World of Finance” platform click on the link on @wofin_org . Also follow @wofin_org . You need to sign up because if you are waiting to find out from Instagram you may miss out based on the way Instagram algorithms work. This platform is for everyone. It’s for everyone to partake from............... Also you can’t start your journey to financial freedom if you are in debt. This is why we are kicking off with the #debtfreechallenge . Please sign up on the platform to be a part of it. It’s called “10 steps to being debt free in 2018). This wasn’t my idea. God literally asked me to do this. So He is going to do some amazing things to ensure people are debt free . We are starting on the 12th of August, 2018. I’m pretty excited.
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Oh I just got news that my trademark has been approved. Yayyyyyyyy. It was so hard trying to get a trademark with the word “world” in it. Had to try different options but we got something close. Will be announcing this soon as well. It is important to protect your idea/product. A lady on Instagram tried to be very funny once with one of my trademarks so I’ve learnt first hand how you need to ensure you dot all your i’s and cross all your t’s.
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Still crushing on my amazing outfit (top & bottom) from @xclamations and my stunning necklace from @cornucopiaadorn . #madeinnigeria products rock . #teammadeinnigeria #africaswealthconnoiseur #wofin #worldoffinance #money #wealth #financialliteracy
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<span class="emoji emoji26a0"></span>️ LOOKIE HERE <span class="emoji emoji26a0"></span>️ LOOK AT THIS SHIT. can y’all even see the difference??? we was trying to protect ...
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️ LOOKIE HERE ️ LOOK AT THIS SHIT. can y’all even see the difference??? we was trying to protect our land, THE LAND YALL LIVE ON TOO. and it’s funny cause y’all justify ur feelings about “illegal” humans and immigration being on US soil but tbh y’all couldn’t give a single fuck about this land. ... ⚠️ LOOKIE HERE ⚠️ LOOK AT THIS SHIT. can y’all even see the difference??? we was trying to protect our land, THE LAND YALL LIVE ON TOO. and it’s funny cause y’all justify ur feelings about “illegal” humans and immigration being on US soil but tbh y’all couldn’t give a single fuck about this land. what is humane about what is happening at the border. a BOY was shot 10 times in the back and head for throwing rocks over the border. ROCKS. this makes me cry cause this will keep happening until we do something. anything. don’t come on here being like “we need to bring god back into whatever” lol cause ts ain’t it. at the hands of people claiming GOD they committed an act of genocide against a whole people. MY PEOPLE. what we’ve lost because of ur “great” america is crippling and it’s sad to not have anybody but the very ppl y’all left in the dirt when colonization came to be, to stand with us WHEN ALL THIS IS JUST WRONG. i will come at ANYONE who comes at me reckless but where is the humanity? if u unfollow me cause of my language u missed the point entirely. my beliefs are simple. the land is sacred. we don’t live here debt free, we owe the earth love n care. i feel a whole lot but y’all feel too less. THESE IMAGES SHOULD MAKE U STOP FOR A MINUTE. i’m scared for my people, for my neighbors. for our world. it’s starting to feel like a dystopian type movie. idk how people aren’t talking about this but i guess it’s easier when the people DONT LOOK LIKE U. i said what i said
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I read a stat today that made me upset. Upset about what we’re teaching young people about money ...
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I read a stat today that made me upset. Upset about what we’re teaching young people about money and priorities.⠀ - - -⠀ According to WalletHub, 28 MILLION people said they would go into debt for the new iPhone coming out.⠀ - - -⠀ WHAT??!???! Are you FREAKING KIDDING me?? That $1,000 is ... I read a stat today that made me upset.
Upset about what we’re teaching young people about money and priorities.⠀
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According to WalletHub, 28 MILLION people said they would go into debt for the new iPhone coming out.⠀
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WHAT??!???! Are you FREAKING KIDDING me?? 😡 That $1,000 is your emergency fund. That sets you on a path to start working on becoming debt FREE. We don’t need the latest iPhone, you don’t have to impress people at the expense of your financial future, you need to focus on making smart money moves.⠀
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Tell me what would you rather have: an iPhone or some money in the bank?? I know what I would choose 💰💰💰
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WOW. Powerful story. What a family. CONGRATULATIONS!! <span class="emoji emoji1f4aa"></span> #repost @MotherWhoLivesInaShoe WE’RE ...
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WOW. Powerful story. What a family. CONGRATULATIONS!! #repost @MotherWhoLivesInaShoe WE’RE DEBT FREE! We have been waiting so long to scream those sweet words! We paid off $55,980 in 29 months. We began our promise to a debt free future in February of 2015. We had been through Financial ... WOW. Powerful story. What a family. CONGRATULATIONS!! 💪

#repost @MotherWhoLivesInaShoe
WE’RE DEBT FREE!
We have been waiting so long to scream those sweet words! We paid off $55,980 in 29 months. We began our promise to a debt free future in February of 2015. We had been through Financial Peace several years ago and we acquired a lot of knowledge with little application on our part. After several years of playing around with debt and taking out a massive student loan to send Kevin to college we screamed “WE’VE HAD IT” and started to work the baby steps. We have 5 kids (19, 15, 9, 6, 4, at the time) and juggling the cost of daycare, groceries, after school care, more groceries, diapers, and more groceries, prom, kids cars, ect... it took a lot of mental concentration to stay on course. We were pluggin along and making amazing progress from February 2015 - October 2015.
Along came the worst moment of our life, November 2015 we received a call that my father had passed away at the age of 59 of suicide. We only had the $1,000 emergency fund, not nearly enough to take care of final arrangements. In the midst of grief we opened up two credit cards to take care of all that had to happen. He lived in New Orleans and we are outside of Knoxville, TN. We had to rent a car and drive to his apartment and pack up and clean out his home, where it happened. It was devastating and I spent the next year in therapy. I had this shift in thought and everything seemed so temporary, we stopped planning and hoping for the future.
Fall of 2016 I sat down and added up the debt and we found ourselves in that same place, “WE’VE HAD IT”. So we prayed and talked, started to plan and hope for the future again. October of 2016 we were on it, we sacrificed at every level. My kids no longer asked “mom, can I have that?” it was “mom, when we get out of debt, can I have that?” Kevin Naylor sold his boat to help and he didn't even cry as it left our driveway. We took RICE and BEANS to a whole new level! I was the ‘No Master”! Now it’s time to #livelikenooneelse #debtfreescream #mwlias #debtfreecommunity #debtfree #financialpeace
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WOW. Great work!! #Repost @jake_freedom_yates WE'RE DEBT FREE!!! When Jessica and I got together ...
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WOW. Great work!! #Repost @jake_freedom_yates WE'RE DEBT FREE!!! When Jessica and I got together we realized pretty quick that we shared a lot of the same financial values. It was important for us to live a life of being debt free and not allow debt to come in between our relationship, and ... WOW. Great work!! #Repost @jake_freedom_yates
WE'RE DEBT FREE!!! When Jessica and I got together we realized pretty quick that we shared a lot of the same financial values. It was important for us to live a life of being debt free and not allow debt to come in between our relationship, and steal our freedom/peace. .

We decided to start this journey the day we got back from our honeymoon and boy was it tough at times. This process forced two people with two completely different personalities to come together as one and work together on a common goal. Even though we had similar values concerning finances our intensities and methods were a bit different at first. We had some arguments and tears but never stopped trusting and loving each other and our commitment of working together was key.
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Honestly, this post isn't to boast about our accomplishment (although we are proud of each other and all the hard work, long hours, and major sacrifice of lifestyle it took to get here, and we'll celebrate tonight over dinner), this post is for all the people and families who struggle with debt and preparing for the future. Jessica and I just want to encourage you to take that first step in changing your life.
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One quote that really impacted me when I just graduated college and was starring at this mountain of debt was "You don't have to be great to start, but you have to start to be great." - Zig Ziglar. In the beginning you may not be very good at making a budget or sticking to it, we get it...We've been there. You may feel like you aren't making any progress, again totally understand. You may mess up at times and lose focus, yep.. I did too. But the message I want to spread is, take the first step in taking back your life and keep going regardless of if you mess up at times. You've got this!
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People who change are people who are sick and tired of being sick and tired. "I've had it! I work too hard and make too much money to be this broke". Change your habits, and I promise you, it will change your life.
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The break down:
Student loans: $46,631.41🎓
Cars: $9,398.61 🚗 🚗
Credit cards: $732.83 💳
Samsung S7: $55.98 📱
#debtfreecommunity #debtfree #debtfreescream
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My husband and I have been remodeling our home since October 2017 and we just moved in this past saturday! ...
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My husband and I have been remodeling our home since October 2017 and we just moved in this past saturday! I am excited to share some before photos and have been wanting to share our remodel journey for so long! It started 15 years ago with our first remodel, which we lived in and fixed up over ... My husband and I have been remodeling our home since October 2017 and we just moved in this past saturday! I am excited to share some before photos and have been wanting to share our remodel journey for so long!

It started 15 years ago with our first remodel, which we lived in and fixed up over 7 years while going through Dave Ramsey's debt free program. He said in that program "if you will live now like no one else, later you can live like no one else." so we saved, shared a car & vespa scooter for 2 years, lived below our means (saved 70% of my teaching income) worked faithfully on our small house and then made a profit that we put into our 2nd remodel and the cycle continued and here we are in our 3rd remodel. I have wanted to share our debt free journey, ever since reading @adaypack journey and I hope it inspires others to make the sacrifice now for what you are believing for in the future!
Another part of the story for me was celebrating with every person around me who was making progress in their own financial journey, building or remodeling their home and alway being a giver. Do you know the biblical principle of what you sow you reap? If you give to others with a small serving that's what you get back! I want to encourage you to give generously and happily to others!
If you are interested in debt free tips the @dailyconnoisseur has a new eCourse out right now and if you want tips on remodeling and flipping homes @emilysuenetz has an eCourse launching soon!

P.S. swipe to the left to see the before photos of this kitchen space!
#kitchenremodel #kitchendesign #openkitchen #midcenturymodern #midcentury #ikeakitchen #modernkitchen #kitchenisland #postandbeam #openshelving #whitekitchen #debtfree #financialpeaceuniversity #tulsaoklahoma #tulsahomes #tulsahomes #tulsablogger
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THEY’RE DEBT-FREE! Woohoo! #Repost @therachelhendrick ・・・ If you told me six years ago that ...
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THEY’RE DEBT-FREE! Woohoo! #Repost @therachelhendrick ・・・ If you told me six years ago that we would be debt free, I would have told you "Yeah, that's a great thought, but I don't know how can live without student loans or a car payment." But when we got married, we set out a plan to be debt ... THEY’RE DEBT-FREE! Woohoo!

#Repost @therachelhendrick ・・・
If you told me six years ago that we would be debt free, I would have told you "Yeah, that's a great thought, but I don't know how can live without student loans or a car payment." But when we got married, we set out a plan to be debt free, and we are! We paid over $110k in student loans, car loans, medical bills... It was a lot.
Especially when one of Jake's loan forgiveness programs didn't go through as planned. Our progress was shattered, we had more debt to pay, and we were heartbroken. We were set back even further, and we had no way or hope of somehow climbing out of this hole. Someone heard about our situation and gave us a gift that paid for that burden—$12,000. Neither one of us could imagine being in the position to give that much away, but since that moment, we decided we wanted to be just like our anonymous gifters.

We worked even harder, and we did it! We became more "Gazelle intense" and worked our tails off. It was difficult, but it's amazing how we're now able to give more than we ever imagined. We wanted to "Live and give like no else," and now we can. With the hands we have open, God is giving to us, and we are giving to others.
Happy anniversary, Jake. I'm so glad you're my teammate and challenge me. I'm so glad we're living like no one else, so we can live AND give like no one else.
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📷: @MovingMountains_Photo
#MercyCreates #Encouragement #HappyAnniversary #TeamHendrick #MarriageGoals #DebtFree #DebtisDumb #CashisKing #DaveRamsey #FinancialPeaceUniversity #FPU #GazelleIntense #LiveLikeNoOneElse #GiveLikeNoOneElse #FinancialPeace #MoneyGoals #BorrowerisSlavetotheLender #Freedom #FinancialFreedom #CouplePhotography #CelebrationPhotography #Celebration #Discipline #Responsibility #LifeChange #debtfreecommunity #debtfreescream #nodebt #nopayments
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SO AWESOME!! <span class="emoji emoji1f44f"></span> #Repost @themorrellgazelles ・・・ Debt is normal. BE WEIRD! • We’re a family ...
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SO AWESOME!! #Repost @themorrellgazelles ・・・ Debt is normal. BE WEIRD! • We’re a family of four. My husband is a teacher in a low-income school district and I am a self-employed wedding videographer with an inconsistent, variable salary who also stays at home full time with our two ... SO AWESOME!! 👏

#Repost @themorrellgazelles ・・・
Debt is normal. BE WEIRD!

We’re a family of four. My husband is a teacher in a low-income school district and I am a self-employed wedding videographer with an inconsistent, variable salary who also stays at home full time with our two kids.

Two years ago we took Financial Peace University and paid a measly $288 to pay off our cell phones and start our debt snowball, creating an extra $28/month to put towards debt. Add in some gazelle intensity, cutting up credit cards and switching to cash, lots of prayer and following God’s lead and we are finally debt free! If we can do it, YOU can do it!

I’ve watched all 400 debt free scream videos on the @daveramsey YouTube channel and oftentimes my kids would watch with me. I’d cry at the end of most of them because I could just hear the freedom in their voices and knew the hard work these people put in to reach their goals. My daughter asked me if I’d cry when we became debt free and I most certainly did. We’re saving our real Nashville #debtfreescream for when we pay off the house but had to celebrate the end of our consumer debt!

Mortgage, WE’RE COMING FOR YA!!

Thank you @daveramsey for changing our lives so we could change our family tree. We’re never doing debt again. Ever! Content on being weird forever! .
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#debtfreecommunity #debtfreejourney #debtfree #debtfreeliving #daveramsey #financialfreedom #financialpeace #financialpeaceuniversity #totalmoneymakeover #gazelleintense #debtfreescream
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Ramadan Challenge Chapter #4 – Interest and Debt • يَا أَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا ...
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Ramadan Challenge Chapter #4 – Interest and Debt • يَا أَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا الرِّبَا أَضْعَافًا مُّضَاعَفَةً ۖ وَاتَّقُوا اللَّهَ لَعَلَّكُمْ تُفْلِحُونَ • “O you who have believed, do not consume usury (interest), doubled and multiplied, but fear Allah that ... Ramadan Challenge Chapter #4 – Interest and Debt

يَا أَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا الرِّبَا أَضْعَافًا مُّضَاعَفَةً ۖ وَاتَّقُوا اللَّهَ لَعَلَّكُمْ تُفْلِحُونَ
• “O you who have believed, do not consume usury (interest), doubled and multiplied, but fear Allah that you may be successful.” [3:130][Sahih International]

SubhanAllah this verse is utterly relatable, especially with the way the world works now a day. Everything in today’s world is tied to worldly possessions and the need to “have it all”. And we are more than ready to do anything to obtain them, without considering some of the consequences of doing so. There is nothing that is out of our reach anymore with all the easily accessible ways to help us get our hands on what we desire; be it permissible or not. •
Everyone has everything by using credit cards, financing…etc. In theory, that’s okay if it’s interest free and you have a way to make sure you can pay it off (a secure job…etc.). But not everyone has the ability to make sure they can pay it off and in reality, you can’t always be sure you’ll always have that source of income available to you. That could cause the accumulation of debt and debt in Islam is a very serious matter. Islam warns against debt and even urges us to avoid it as much as possible. •
There are many Ahadeeth about debt and how important it is for a Muslim to make sure he/she is debt free, a few of them are:
Al-Nasaa’i (4605) narrated that Muhammad ibn Jahsh (may Allaah be pleased with him) said:
We were sitting with the Messenger of Allaah (peace and blessings of Allaah be upon him) when he raised his head towards the sky, then he put his palm on his forehead and said: “Subhaan-Allaah! What a strict issue has been revealed to me!” We remained silent and were afraid. The following morning I asked him, “O Messenger of Allaah, what is this strict issue that has been revealed?” He said, “By the One in Whose hand is my soul, if a man were killed in battle for the sake of Allaah, then brought back to life, then killed and brought back to life again, then killed, and he owed a debt, he would not enter Paradise until his debt was paid off.” Continued Below ⬇️
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[1 Min] S8 EP 708 - How to Get out of Debt. • Discover how to get out of your debt. Learn how to break free on that aspect. Because if you are in debt right now, it would really weigh you down. There are lots of things you can do if you are not in debt. You have a freedom to do things according to your own ... [1 Min] S8 EP 708 - How to Get out of Debt.

Discover how to get out of your debt. Learn how to break free on that aspect. Because if you are in debt right now, it would really weigh you down. There are lots of things you can do if you are not in debt. You have a freedom to do things according to your own will. With no limitations, no hindrance, and no restriction you can fly as high as you want. You can soar with your dreams as free as an eagle that glides above the horizon. You can feel like you are on track and you will be there and you will be debt free.

Mindset, is also one of the important factors. If you have a clear and a good mindset, you can easily pinpoint a solution on how to break free from your arrears.

One of the things that you can do from a mental mindset point of view is to do a lot of forgiveness. Sometimes, when we hide in the closet or we hide under the blanket and hope that problems will go away, we thought that it would solve the problem. Mindset was one of the biggest things I did to overcome my debt.

🦋If you struggle with money blocks, I can help.
🦋If you can’t see how you can hit your business goals, I can help.
🦋If you’ve been stuck at an income plateau for ages, I can help.

Book a time to have an in depth discussion with me about your business and life 🥇 🔛http://www.soulrichwoman.com/askgenecia

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#SoulRichWoman #WeEmpower Loving my life- every moment Everyday! 💋 #Inspiration #Motivated #toptags #SuccessQuotes #MotivationalQuotes #Millionaire #AlwaysLearning #Dedication #Ambition #Money #Hustle #BuildYourEmpire #Leadership #SelfMade #DreamBig #MillionaireLifestyle #GoodLife #Mindset #KeepGoing #DailyGrind #NeverGiveUp #Entrepreneur #LifeQuotes
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Awesome job, you guys! #repost @caleemichele We are DEBT FREE! 🥰 One of the best decisions weâ€<span class="emoji emoji2122"></span>ve ...
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Awesome job, you guys! #repost @caleemichele We are DEBT FREE! 🥰 One of the best decisions weâ€ve ever made has been taking control of our finances. Itâ€s truly changed who we are! We love you Mr Dave. One day weâ€re coming to Nashville to hug you! Awesome job, you guys! #repost @caleemichele We are DEBT FREE! 🥰 One of the best decisions we’ve ever made has been taking control of our finances. It’s truly changed who we are! We love you Mr Dave. One day we’re coming to Nashville to hug you!
Last night I went to a #debtafterdark party thrown by @sofi. I met lots of people who are getting control of their debt, or paid it off (!!!). Most of us have experienced what it's like to have our lives controlled by debt, and all of us deserve to experience what it's like to have a debt free life. ... Last night I went to a #debtafterdark party thrown by @sofi. I met lots of people who are getting control of their debt, or paid it off (!!!). Most of us have experienced what it's like to have our lives controlled by debt, and all of us deserve to experience what it's like to have a debt free life.
Last year, Mr. ❤️and I realized we are about to have a college student...and we STILL HAD STUDENT LOAN DEBT!! We got absolutely psycho about getting rid of our debt, and...we did. Everything except the mortgage, because geeze Louise I'll get there eventually but let us just enjoy this moment, okay?

Last night, people were asked what they'd do when they were done with their student loan debt. They wrote it out and took a photo. And I looked at all the photos and thought, "I hope you all get it!" I asked people today, and got so many responses. Because all of us have big dreams, and high hopes. The truth is, money is a source of shame and confusion and stress for ALL OF US and we won't get better at it without talking about it. So, uh, I'm talking about it. Truly, if you're open to sharing a deep and meaningful money story with me for @ttfapodcast , I want to hear it. And I hope to see you all celebrating the death of your debt at a debt free party someday. I'll bring the sparkling water.

#whyiSoFi
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<span class="emoji emoji1f389"></span><span class="emoji emoji1f49b"></span><span class="emoji emoji1f389"></span>We sold our rental home!! To be more specific, Patrick’s home he bought and lived in before we ...
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We sold our rental home!! To be more specific, Patrick’s home he bought and lived in before we married, that we rented out after our marriage. We did a mostly DIY renovation before we sold it. Before and after photos shown here. This was a big learning process about owning and managing rental ... 🎉💛🎉We sold our rental home!! To be more specific, Patrick’s home he bought and lived in before we married, that we rented out after our marriage. We did a mostly DIY renovation before we sold it. Before and after photos shown here. This was a big learning process about owning and managing rental real estate as well as home renovation. We are very happy to walk away with a paid off mortgage as well as a huge chunk of money that will be able to be used to pay off the last of our (my) student loans. In just a few days we will be debt free!! ⭐️⭐️ #debtfreecommunity #debtfreejourney #rentalproperty #homerenovation #debtfreescream
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Awesome! Those kids will never have to know a life with debt! <span class="emoji emoji1f389"></span> #Repost @jentrapnell WE’RE DEBT ...
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Awesome! Those kids will never have to know a life with debt! #Repost @jentrapnell WE’RE DEBT FREE! . Thank you @daveramsey for the tools and information to help us kill our debt forever.  Now we can start living like no one else! . Start️October 2015, 3 Years, 2 Kids, 4 Credit ... Awesome! Those kids will never have to know a life with debt! 🎉

#Repost @jentrapnell
WE’RE DEBT FREE!
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Thank you @daveramsey for the tools and information to help us kill our debt forever.  Now we can start living like no one else!
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Start➡️October 2015, 3 Years, 2 Kids, 4 Credit cards, 2 Student Loans, 1 Car payment, 1 Personal Loan (our wedding), Cut up all our credit cards, Work work work, Pregnant 2015, Baby 2016, Stay at home mom, ONE income, Pregnant 2017, Baby 2018 Finish➡️August 2018
. ✌🏼$48,691.17 .

#debtfreecommunity #daveramsey #debtfree #financialfreedom #cashisking #financialpeace #babystep3 #llnoe
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FREEDOM!!! So awesome. Way to go. #repost @hannah.e.harvey WEâ€<span class="emoji emoji2122"></span>RE DEBT FREE! Free from student ...
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FREEDOM!!! So awesome. Way to go. #repost @hannah.e.harvey WEâ€RE DEBT FREE! Free from student loans! 21k in 9 months. We had a lot of fun paying each one off and getting closer to our goal! Finishing out our first year of marriage without Sallie Mae! #d FREEDOM!!! So awesome. Way to go. #repost @hannah.e.harvey WE’RE DEBT FREE! Free from student loans! 21k in 9 months. We had a lot of fun paying each one off and getting closer to our goal! Finishing out our first year of marriage without Sallie Mae! #d
Love it! Congratulations! <span class="emoji emoji1f389"></span> #Repost @rickycastrojr ・・・ WE’RE DEBT FREE!!! - 6 months ago ...
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Love it! Congratulations! #Repost @rickycastrojr ・・・ WE’RE DEBT FREE!!! - 6 months ago we read the book “Total Money Makeover” by @daveramsey And immediately we were hooked on this idea that Jesus died for our FREEDOM... including our financial one! Yet many of us are enslaved and ... Love it! Congratulations! 🎉

#Repost @rickycastrojr
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WE’RE DEBT FREE!!! -
6 months ago we read the book “Total Money Makeover” by @daveramsey And immediately we were hooked on this idea that Jesus died for our FREEDOM... including our financial one! Yet many of us are enslaved and held captive by debt. One day as I began listening to the Dave Ramsey podcast, Dave Ramsey quoted Solomon in proverbs, “The debtor is slave to the lender.” This blew my mind because though I grew up in church I had yet to come across that verse... and it struck a serious conviction in me and the kind of legacy I want to leave my children... As we had recently found out we were expecting our 3rd baby boy “Samuel” we buckled down and got on a written budget. Started working the #babysteps and here we are!!! Now our family and the new addition is coming into a life completely #debtfree and we’re excited to start Baby Step 3!!! Thank you @xandra_gutierrez and @fredyjr31 for introducing this book and lifestyle to us! And we encourage everyone to do the same. It’s hard and challenging at first but when you look back to what one can do with patience, consistency and financial discipline you realize you can win with money!! Our very own house... here we come! #debtfreecommunity #daveramsey #debtfreescream #debtfreejourney
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My girls are back off to school in a week, so stay-at-home dog mom it is!! <span class="emoji emoji1f436"></span> . I wanted to be a stay-at-home ...
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My girls are back off to school in a week, so stay-at-home dog mom it is!! . I wanted to be a stay-at-home mom SO MUCH when my girls were babies that we made it happen, eventho we often lived paycheck to paycheck. I budgeted, I couponed, we had a baby emergency fund & we spent money only on what ... My girls are back off to school in a week, so stay-at-home dog mom it is!! 🐶
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I wanted to be a stay-at-home mom SO MUCH when my girls were babies that we made it happen, eventho we often lived paycheck to paycheck. I budgeted, I couponed, we had a baby emergency fund & we spent money only on what was needed.
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When I decided I wanted to workout from home to save money (& time!) I knew there would be an initial investment, so between selling some things on eBay & craigslist, plus a little Christmas cash I purchased my first program. And I went all in. I worked out in front of our basement couch every day at naptime and it slowly began to change my life.
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Just six short weeks later I decided to pay that forward. I was really just hoping to get a discount (to save more!), help a few friends & I wanted to earn $100 a week.
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You see, as a stay at home mom I had big plans for that $400 per month. No more groceries on a credit card ever again, I wanted to be able to help pay off debt and eventually take my family on a real vacation with the extras I earned.
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I look back on the last seven years and really have to pinch myself. My fitness became my business and it changed our lives.
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My one small goal and eventually vision over time multiplied into a team of dozens, then hundreds & then thousands. From working moms to stay-at-home moms to dog moms we all found purpose & passion inspiring others to live their healthiest life & earning a weekly paycheck to help our families too!
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Today we ARE debt free except for our dream home which we were able to build three years ago. We paid for our dream pool in CASH. All furniture & decor too. We have REAL savings now. And investments. Our daughters have college education funds. We take vacations together a few times a year. We cut up all our credit cards!!
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It wasn’t easy and this business I built came from a lot of hustle and lots of hard work, but I feel absolutely blessed to make the choice to be a stay-at-home mom (and dog mom!) to this very day 🙏🏼
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I’m mentoring five more women this month on how to build this biz from home or your phone like me, drop your email below or DM me for more info.
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What a year it has been. Meghan and I submitted our final student loan payment last night and this morning, we did this. We used every possible resource we could the past year to pay this thing off. And we freaking did it. It’s gone! Forever!!! Yes, we have enjoyed ourselves and still traveled ... What a year it has been. Meghan and I submitted our final student loan payment last night and this morning, we did this. We used every possible resource we could the past year to pay this thing off. And we freaking did it. It’s gone! Forever!!! Yes, we have enjoyed ourselves and still traveled places and done great things and posted pictures that probably made others envious, but what you didn’t see was all the pictures of the weekends where we were busting our butts to make extra cash and buckle down on our budget! I could not have done this without my wife, @mekya05. I’d also like to thank my family for the support, Doug Jones for all his advice and support, and every single person that I did an odd job for to make extra cash. I’m so blessed to have had the opportunity to do this. I love my wife. I love my wife. And we now are well on our way to financial freedom!!! DEBT FREE SCREAMMMMMM!!!!! Peace!
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It’s true, money can’t buy happiness, but hustling your heart out every single day <span class="emoji emoji2764"></span>️ with a mission ...
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It’s true, money can’t buy happiness, but hustling your heart out every single day ️ with a mission to serve as many people as you can —can provide you financial freedom and the means to live a life you never dreamed possible. • Just 5 years ago we were drowning in over $100,000 in student ... It’s true, money can’t buy happiness, but hustling your heart out every single day ❤️ with a mission to serve as many people as you can —can provide you financial freedom and the means to live a life you never dreamed possible. 🌟🙌

Just 5 years ago we were drowning in over $100,000 in student loans and credit card debt💳💳 not knowing how we were ever going to break free of that. I had no idea that by simply chasing my PASSION, genuinely wanting to help others by bringing people on this journey with me , and lots of hard CONSISTENT grid —we would be completely debt free by the age of 33!! So insanely surreal what can happen when you decide to make that scary leap of faith and chase your dreams with fierce determination #HustleMode 🔋

5 years ago I took that scary leap of faith ✨ in something that I had no idea about & no experience or certifications in. I didn’t know if this was going to work or if I was going to fail flat on my face 🤦🏽‍♀️, but I got to a point in my life where I was tired of playing the “what if” game. I knew I was meant for MORE! I knew I could DO & BE more and I was finally willing to just make the jump, work extremely hard, change as many lives as I could, and just see where that jump would lead me. Never did I think 🤔that it would forever change ME, my life, my families life and the lives of everyone who has made this jump with me. I went from an unfulfilled, broke and in debt teacher to a six figure business owner 🙌 living a life I never dreamed possible🌟It is possible babes because I am living proof of that & trust me, I am no more special than anyone else.
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I know leaps of faith are scary ....very...but they can also be the best decision of your life if you allow it to be. Why not you? Whatever is in your heart, it’s there for a REASON & we get ONE life (no redos ) -THIS is the only life you get, why not go after those dreams?🌟 If others have made it possible, that’s your proof that it is possible for you too!
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WOW. Powerful story! Way to go! #Repost @thedailysacrifice Dave Ramsey likes to say, “Debt is ...
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WOW. Powerful story! Way to go! #Repost @thedailysacrifice Dave Ramsey likes to say, “Debt is normal. Be weird.” Well, we are honored to be called weird because we are % DEBT FREEEE!!! After 31 months of sacrifice, hard work and dedication we were able to pay off $95,000! We were normal ... WOW. Powerful story! Way to go!
#Repost @thedailysacrifice
Dave Ramsey likes to say, “Debt is normal. Be weird.” Well, we are honored to be called weird because we are 💯% DEBT FREEEE!!! After 31 months of sacrifice, hard work and dedication we were able to pay off $95,000! We were normal with credit card debt, student loans and a car payment.

When I walked in to see my husband at the computer with his face in his hands 6 years ago I asked him what was wrong. He looked up and said in a shaky voice, “We now have $20k in JUST credit card debt.” That night we sat and cried together. Something HAD to change! So we worked our tails off for 3 years, now making ends meet but never gaining traction with our massive student loans and credit cards. May of 2015 I discovered @daveramsey just after learning about Growth Mindset vs. Fixed Mindset— SO amazing how Heavenly Father sets everything up in our lives when our hearts are ready. I read The Total Money Makeover and was ready for “gazelle intensity”, but getting my other half on board for it was a bit of an issue. Being the Financial Analyst he was, he needed a little convincing. So I dragged him to #fpu where he “knew it all” 😆 Unfortunately in the midst of our 9 week course, on November 2, 2015 we received the phone call that his Dad had suddenly passed away. He realized, while helping his Mom with the finances, how well his Dad saved and was so smart with money and how well off his Mom will be— he wanted the same for his family.

And so it began on January 1, 2016 when we as a team were gazelle intense. A few months in, he felt impressed that we should move in with his Mom to pay the debts down faster so in June we packed up our comfortable life and moved in. Here we are 2 years and 7 months later, debt free and as happy as can be to begin this clean slate!

We are so blessed to have learned about Dave Ramsey and his baby steps! It has helped us change our family tree and our kids now know that being weird is OUR new normal and we couldn’t be happier! Thank you, Dave!

#321weredebtfree #debtfree #debtfreecommunity #babysteps #babystep2 ✅ #debtfreescream #beweird #debtfreejourney #daveramsey
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WE’RE DEBT FREE!!!! It took 19 months to accomplish this goal, but it’s DONE! No more student loans, ...
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WE’RE DEBT FREE!!!! It took 19 months to accomplish this goal, but it’s DONE! No more student loans, no more credit cards, no car loans, & no medical expenses. Knowing we’ll never have to make a debt payment EVER again is the most rewarding feeling! #debtfree #livingourbestlife #themotleys ... WE’RE DEBT FREE!!!! It took 19 months to accomplish this goal, but it’s DONE! No more student loans, no more credit cards, no car loans, & no medical expenses. Knowing we’ll never have to make a debt payment EVER again is the most rewarding feeling! #debtfree #livingourbestlife #themotleys #makingmoveswiththemotleys #financialfreedom #babystep2complete
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This mornings meeting with my team consisted of pj’s, coffee talk, and some tears from joys and celebrations. ...
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This mornings meeting with my team consisted of pj’s, coffee talk, and some tears from joys and celebrations. I can’t express how proud of my team I am that we finished the year our at #44 out of over 400k and “elite” for the 6th year in a row. It’s nothing to lost but we are in the top .001 of the company!! ... This mornings meeting with my team consisted of pj’s, coffee talk, and some tears from joys and celebrations. I can’t express how proud of my team I am that we finished the year our at #44 out of over 400k and “elite” for the 6th year in a row. It’s nothing to lost but we are in the top .001 of the company!! This year will be magical in so many ways, and I can’t wait to see what all will happen.
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I went from being overweight, overwhelmed, over my head in debt, and just living in the motions.... to living a life by design, debt free, and feeling amazing inside and out. Best part is getting to help others change their life workout waiting on the weight... there is always room for you to sit with us.... you ready?? Fill the link in my bio or drop a 🦄 below!
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AWESOME! Congratulations, you two! #Repost @wanderingwithmary ・・・ We said yes to weird when ...
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AWESOME! Congratulations, you two! #Repost @wanderingwithmary ・・・ We said yes to weird when we said yes to one another. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Five years ago we laid it all on the table...our massive pile of debt. Car loan, student loan and credit cards...we added it all up and the number ... AWESOME! Congratulations, you two!
#Repost @wanderingwithmary ・・・
We said yes to weird when we said yes to one another. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Five years ago we laid it all on the table...our massive pile of debt. Car loan, student loan and credit cards...we added it all up and the number was a scary $80,000 to be exact! How on earth would we tackle this in our lifetime? I had no idea but then JP’s dad gifted us the Financial Peace University disk set. Thanks to some long drives and Dave’s brutal honesty, we began right where he told us to, Baby Step #1...save $1000 in our emergency fund. Then we moved onto Baby Step #2 and began attacking our debt smallest to largest. To be honest, we failed a lot, rearranging the baby steps and getting into even more credit card debt along the way. Newlyweds living in Los Angeles with lofty desires to completely furnish their first home added on an additional 20k in debt. Then God called us to Uganda to adopt a four year old girl but asked us to go without credit card debt. We had no idea how this would happen but we got down on our knees and the Lord replaced shame with hope and you know what? It happened! He also promised us we would get out of debt while living in Uganda and that seemed obsurd but guess what?! Here we are, two weirdos who worked so hard to pay off the remaining $65,000 while living overseas and today on our 4 Year Anniversary, we are finally debt free! Our debt free journey ending in Uganda is symbolic to so many things. This is where our relationship began, where our family began and now where our goal of being able to work towards giving 50% of our income away in this lifetime begins. We see the incredible work people are doing in this world, we are surrounded by it daily and all we hope to do is live simply, love immensely and continue to say yes to this weird debt free life so we can give back in big ways! Thank you to my partner in crime @jpmcleod for running like a gazelle towards freedom with me and thank you @daveramsey for your simple yet effective methods that are truly life changing!!!
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#debtfreecommunity #debtfreejourney #daveramsey #financialpeace #debtfree
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When we go into debt we are subject to the decision of those who we borrowed from. Whether be financial ...
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When we go into debt we are subject to the decision of those who we borrowed from. Whether be financial institutions or people who lent the money, we quickly find ourselves losing things we hold dearly due to our inability to manage our finances. Not only do we become slaves to our debt, but we ... When we go into debt we are subject to the decision of those who we borrowed from. Whether be financial institutions or people who lent the money, we quickly find ourselves losing things we hold dearly due to our inability to manage our finances. Not only do we become slaves to our debt, but we find our selves also in a servitude to the wills and desires of our creditors. God teaches us to that he has blessed us and has given us everything we could possibly need to live a debt free life.
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In 2013, two ladies who were in debt of N4m and N1.8 million respectively approached me as a financial ...
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In 2013, two ladies who were in debt of N4m and N1.8 million respectively approached me as a financial adviser to help them become debt free. In 9 months, the first person paid of 100% of the money she owed while the other lady had only circa N200k left to pay off after 11months. ⠀ In December ... In 2013, two ladies who were in debt of N4m and N1.8 million respectively approached me as a financial adviser to help them become debt free. In 9 months, the first person paid of 100% of the money she owed while the other lady had only circa N200k left to pay off after 11months.

In December 2017 I was in debt of over N5million because of the #doitafraidconference.
I paid off 80% of the debt by January 2018, a month when I was on my annual retreat.

I know too well how detrimental being a debt can be. Debt can lead to stress, illness and even depression. During the week, I felt a strong burden for people who are in debt and I was led to embark on a #debtfreechallenge i.e.:
10 STEPS TO BEING DEBT FREE IN 2018.
The goal is to be debt free before the end of 2018.

The World of Finance platform @wofin_org has been set up to help people become wealthy and we have some amazing things lined up in this regard which we will be launching soon but, before you build a house, you first have to clear the foundation, and being in debt is like going on a journey carrying a heavy load.

So we are kicking off with a #debtfreechallenge which will be on the @wofin_org platform. I’ll share principles and techniques to being debt free. I’ll also share stories of other people who were in debt and how they have become debt free.

Join me as we embark on this #debtfreechallenge starting on the 12th of August,2018. It’s free to join however you have to register on the platform by Signing up for free on the World of Finance platform by opening a free account (link in bio). ⠀
Tell all your friends and share on social media. You never know who may need this and who is about to give up because of debt. I believe we will all be free of debt before the end of 2018; infact, I believe even before the challenge ends, many of us will testify(me included 🙌) so we can begin our journey to wealth (money) creation.
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#africaswealthconnoiseur #wealth #finance #money #financialeducation #financialliteracy #wofin #worldoffinance #debt #debtfreechallenge #debtfreechallenge2018
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Awesome. Happy (belated) Birthday! <span class="emoji emoji1f44f"></span><span class="emoji emoji1f389"></span> #Repost @debtfreeby2018 ・・・ Starting my 37th year of life ...
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Awesome. Happy (belated) Birthday! #Repost @debtfreeby2018 ・・・ Starting my 37th year of life DEBT FREE!!! Our debt free journey began 15 months ago after reading the #thetotalmoneymakeover. We had over 20k in credit card debt and more than 26k in car loans...just your “average” American ... Awesome. Happy (belated) Birthday! 👏🎉 #Repost @debtfreeby2018 ・・・
Starting my 37th year of life DEBT FREE🎉!!! Our debt free journey began 15 months ago after reading the #thetotalmoneymakeover. We had over 20k in credit card debt and more than 26k in car loans...just your “average” American debt. Well... we were tired of being “average” and we were ready to be “WEIRD”! Fast forward 15 months and here we are 🤓! Like Dave says, you can wander into debt but you can’t wander out. Make it a goal and attack it like a gazelle. Most importantly make a plan for that goal, after all a goal without a plan is just a wish and that plan is the budget! We can’t thank @daveramsey enough for his teachings and ministry. Uncle Dave you are truly a blessing to the millions of families who have transformed their family tree because of you ❤️ From the bottom of our hearts THANK YOU! #debtfreescream #debtfreecommunity #debtfreejourney #debtfreeby2018
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I L O V E T H I S ! ! Congrats you two. <span class="emoji emoji1f44a"></span>🏾<span class="emoji emoji270a"></span>🏾⠀ ⠀ #Repost @mrs.fiscallyresponsible ・・・ <span class="emoji emoji2728"></span>SCREAMING, ...
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I L O V E T H I S ! ! Congrats you two. 🏾🏾⠀ ⠀ #Repost @mrs.fiscallyresponsible ・・・ SCREAMING, YELLING, & SHOUTING“We’re Debt Free!!” and Baby Step 2 is complete!! We Paid OFF $39,654 & eliminated 12 Monthly Debt Payments in 8 Months! • In January 2018 we started @daveramsey #babysteps ... I L O V E T H I S ! ! Congrats you two. 👊🏾✊🏾⠀

#Repost @mrs.fiscallyresponsible
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✨SCREAMING, YELLING, & SHOUTING✨“We’re Debt Free!!” and Baby Step 2 is complete!! We Paid OFF $39,654 & eliminated 12 Monthly Debt Payments in 8 Months!

In January 2018 we started @daveramsey #babysteps and our financial perspectives shifted, our fiscal intentions intensified, & our passion to get out of debt impelled!

It all started by stumbling across the #debtfreecommunity and instantly wanting to share our journey & join likeminded others. I immediately started listening to @daveramsey YouTube videos daily and he became Uncle Dave!💙

The first 2 months we were easy going then we turned up and became Gazelle Intense by month 3. In fact, it was month 3 after reading “The Total Money Makeover” where I learned what was necessary to do to get things done- and that is to live on a plan! A handful of sacrifices, hard-work, intentionality and dedication allowed us to pay off $39,654 in 8 Months . It’s so life changing to eliminate 12 credit card & student loan debt payments.

A year ago, we would have never thought this was possible - we lived very relaxed with our debts and simply thought it was normal, but now we’re a testimony stating it is possible and we want to be weird & inspire others to do the same. We are changing our Family Tree and committed to “Live like no one else now so we can live like no one else later!”💚 #debtfreescream #daveramseybabysteps #daveramsey #debtfreecommunity #debtfreejourney #gazelleintense #livelikenooneelse #debtisdumb #fpu #totalmoneymakeover #intentionalliving #cashisking #debtfree #babystep2
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Ten years ago I wanted “somebody” who would make my dreams come true...someone who would sweep in, ...
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Ten years ago I wanted “somebody” who would make my dreams come true...someone who would sweep in, pay off my debt, give me a dream life of travel, allow me to be a MOM and put me up in my dream home. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Three years into my life as a Floridian I met @brentupham, my real life ... Ten years ago I wanted “somebody” who would make my dreams come true...someone who would sweep in, pay off my debt, give me a dream life of travel, allow me to be a MOM and put me up in my dream home. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
Three years into my life as a Floridian I met @brentupham, my real life knight in shining armor. Our first date he found out I was homeless...but loved me through the mess! ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
No, he didn’t have the funds to drop 100K down and wipe my debt clean, but he had the plan...the smarts...the discipline that allowed us to pay off every penny and become debt free. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
He didn’t say...babe, no need to work just stay home with Camden. We honestly couldn’t afford that, but what he DID do was empower me, push me, support me as I built this DREAM...my dream team of TogetherFit coaches. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
He navigated the business side of what we do so I could take a business I started 10 years ago - one that i literally invest 40 bucks into - and turn it into a multi-million dollar earning business that has changed THOUSANDS of lives. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
This guy brought me back to Jesus, he has taken me around the world, given me a son and is THE BEST THING that has happened to me these 10 years that I’ve been a Floridian! ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
God knew what he was doing when he gave me the burning desire to move to Florida ten years ago today! ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
Our desires are our maps to our destiny, and I don’t think we are given desires and wants without the ingredients to fulfill them. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
I wanted to be debt free, travel, be MOM and live my dream life sharing God’s good news everyday...PAY ATTENTION to those burning desires and what you genuinely want because they are there for a reason!!!!!
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Dream big insta fam...dream BIG! ☀️🌴💓
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#raisingboys #momfitness #momfit #mommyfitness #boymomma #fitmomlife #boymomlife #mommabear #mommylove #mommyhood #momslife #mumandson #orlandomom #orlandomoms #tiuorlando #tiuflorida #tiupregnancy #boymomlife #FloridaLivin #FloridaGirl #FloridaGirls #floridasun #floridaliving #sunshin
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 #LosAngelesCasting #RealityShow #MillennialMoneyMasters #CastingCall Doron Ofir #Casting ...
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#LosAngelesCasting #RealityShow #MillennialMoneyMasters #CastingCall Doron Ofir #Casting in association with Executive Producer, Ashton Kutcher in collaboration with Chicken Soup for the Soul is thrilled to announce a transformative new series that will change your life by changing ... #LosAngelesCasting #RealityShow #MillennialMoneyMasters #CastingCall Doron Ofir #Casting in association with Executive Producer, Ashton Kutcher in collaboration with Chicken Soup for the Soul is thrilled to announce a transformative new series that will change your life by changing your approach to your finances forever.
Let's face it...millennials are not the best when it comes to managing finances. How can we buy $10 avocado toast every day and still afford a 401k?? Millennial Money Masters, is an innovative new show that will put your loans, credit card debt, and car note in the hands of a financial “guru” who will help you restructure your life so you can get the hell out of debt!
If you’re a millennial or debt riddled college graduate and between the age of 21-35, we want to hear your story! Put your finances back on track and start living your best debt-free, stress-free life.
Apply at link below:
www.millennialcasting.com

#RealityShowCasting #latalent #actors #Actress
#hollywoodcasting
#lacasting #actors
#tvcasting #actresses
#ivpromo #losangelestalent
#IVFilmTvcomedy #Debt #InDebt #Millennial
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Way to go, you two! #Repost @rachie_koz ・・・ We're debt free!! April 2017, 16 months ago, we decided ...
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Way to go, you two! #Repost @rachie_koz ・・・ We're debt free!! April 2017, 16 months ago, we decided to make paying off our student loans our singular financial focus. Every penny we earned that we could spare went towards our debt. We threw everything we could at it! And now we are elated to ... Way to go, you two!
#Repost @rachie_koz ・・・
We're debt free!! April 2017, 16 months ago, we decided to make paying off our student loans our singular financial focus. Every penny we earned that we could spare went towards our debt. We threw everything we could at it! And now we are elated to say that we are finally debt free! From this point on we are working for our future not our past.

@daveramsey #debtfreejourney #daveramsey #financialpeace #gazelleintense #debtisdumb #freedom
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This is what makes my hairs fall off in this #creditrepair #creditrestoration business! Why your ...
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This is what makes my hairs fall off in this #creditrepair #creditrestoration business! Why your credit repair takes longer, why credit repair costs you more money to fix  #gizzycredit Happy Independence Day to alll! Link to this video: https://youtu.be/MOC1fnYoMRM Why your credit ... This is what makes my hairs fall off in this #creditrepair #creditrestoration business! Why your credit repair takes longer, why credit repair costs you more money to fix  #gizzycredit

Happy Independence Day to alll!
Link to this video: https://youtu.be/MOC1fnYoMRM
Why your credit repair takes longer, why credit repair costs you more money to fix RANT #gizzycredit
youtu.be
Why your credit repair takes longer, why credit repair costs you more money to fix #gizzycredit Happy Independence Day to alll! I'm mostly busy during the ho... I'm mostly busy during the holidays because if you're not out there enjoying life having fun being debt free (or getting into debt) you are at home watching my youtube and instagram videos.
So, this is a real talk to all who want to do credit repair service and if you want to share it with others, please do so.
This goes out to everyone not just my customers but I want this to be an example to you on what not to do when in the credit repair process.
I get a lot of customers who want to change their life. But as soon as they start the program, they start asking when their credit will be done and I always say, credit repair is a process. Also, understand this, Credit repair isn't binary, meaning it’s not black and white, it deals in very heavy shades of grey. Some people get done in days, some take months, we don't control which is which, we follow our process until everything is off whether it’s quick or it takes more time. We work until we’re done.

BUT!!...once you start adding late payments, collections, charge off accounts, you start letting everything go and you start adding new negative accounts, this process takes longer.
I cannot tell you how many times a customers start and then starts adding negative again. It's frustrating but we also understand that this service is not cheap. But, when we get customers who we treat nice and with respect then those customers start complaining about the process, that's when we draw the line.
Dude, Im doing you a favor by removing your new negatives, that you added for free...some are appreciated but some are not.
For more info email me [email protected]
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